VCIT Total Return Calculator
$10,000 since Nov 2009, with and without reinvesting · data through Oct 2026
$10,000 invested in VCIT ten years ago, at the end of Oct 2016, was worth $12,934 at the end of Oct 2026 with every distribution reinvested: 2.6% a year, against $41,633 in the S&P 500. Since Nov 2009, $10,000 became $19,518 reinvested (4.0% a year), or $17,405 taking the distributions as cash, $6,912 of it paid out along the way.
VCIT became
$19,518
S&P 500: $92,852
Return a year
4.0%
S&P 500: 14.1%
Payouts reinvested
$9,559
bought more shares
Worst drop
-18.8%
S&P 500: -23.9%
$10,000, Nov 2009 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | VCIT total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −1.3% | $719 | +11.7% |
| 2025 | +9.3% | $897 | +17.7% |
| 2024 | +3.2% | $786 | +24.9% |
| 2023 | +9.0% | $643 | +26.2% |
| 2022 | −14.0% | $476 | −18.2% |
| 2021 | −1.8% | $528 | +28.7% |
| 2020 | +9.5% | $526 | +18.3% |
| 2019 | +14.1% | $579 | +31.2% |
| 2018 | −1.7% | $540 | −4.6% |
| 2017 | +5.3% | $493 | +21.7% |
| 2016 | +5.3% | $478 | +12.0% |
| 2015 | +0.9% | $458 | +1.2% |
| 2014 | +7.7% | $458 | +13.5% |
| 2013 | −1.9% | $498 | +32.3% |
| 2012 | +10.5% | $482 | +16.0% |
| 2011 | +9.0% | $456 | +1.9% |
| 2010 | +10.0% | $487 | +15.1% |
| 2009 (part) | −0.8% | $55 | +1.9% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: VCIT total return
Data as of · Source: SmarterDividends data
- $10,000 invested in VCIT at the end of Nov 2009, with distributions reinvested, was worth $19,518 at the end of Oct 2026: 4.0% a year, against $92,852 (14.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, VCIT turned $10,000 into $12,934 with distributions reinvested, 2.6% a year.
- Over the 5 years to Oct 2026, VCIT returned 0.9% a year with distributions reinvested (S&P 500: 12.0%).
- Taking VCIT's distributions as cash instead of reinvesting them, the same $10,000 ended at $17,405, including $6,912 of cash received; reinvesting added $2,112.
- VCIT's best calendar year in that time was 2019 (14.1%) and its worst 2022 (-14.0%), with distributions reinvested.
Cite this page
SmarterDividends, "VCIT Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/VCIT/total-return
VCIT total return questions
If I invested $10,000 in VCIT 10 years ago, how much would I have?
About $12,934 at the end of Oct 2026, with every distribution reinvested: 2.6% a year. Taking them as cash, you'd have shares worth $8,998 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is VCIT's total return since Nov 2009?
95% in total, or 4.0% a year, through Oct 2026 with distributions reinvested. The share price alone rose 5%.
How much of VCIT's return came from distributions?
About 93% of its yearly return since Nov 2009. Reinvesting them, rather than taking cash, left you $2,112 better off on a $10,000 start.
What was VCIT's worst year?
2022, at -14.0% with distributions reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -18.8%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.