VTSAX Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in VTSAX ten years ago, at the end of Oct 2016, was worth $39,862 at the end of Oct 2026 with every distribution reinvested: 14.8% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $71,238 reinvested (11.0% a year), or $57,153 taking the distributions as cash, $6,008 of it paid out along the way.
VTSAX became
$71,238
S&P 500: $72,756
Return a year
11.0%
S&P 500: 11.1%
Payouts reinvested
$7,474
bought more shares
Worst drop
-48.2%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | VTSAX total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +11.5% | $392 | +11.7% |
| 2025 | +17.1% | $703 | +17.7% |
| 2024 | +23.7% | $681 | +24.9% |
| 2023 | +26.0% | $627 | +26.2% |
| 2022 | −19.5% | $569 | −18.2% |
| 2021 | +25.7% | $522 | +28.7% |
| 2020 | +21.0% | $496 | +18.3% |
| 2019 | +30.8% | $499 | +31.2% |
| 2018 | −5.2% | $438 | −4.6% |
| 2017 | +21.2% | $390 | +21.7% |
| 2016 | +12.7% | $364 | +12.0% |
| 2015 | +0.4% | $326 | +1.2% |
| 2014 | +12.6% | $293 | +13.5% |
| 2013 | +33.5% | $259 | +32.3% |
| 2012 | +16.4% | $236 | +16.0% |
| 2011 | +1.1% | $185 | +1.9% |
| 2010 | +17.3% | $166 | +15.1% |
| 2009 | +28.8% | $157 | +26.4% |
| 2008 | −37.0% | $172 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: VTSAX total return
Data as of · Source: SmarterDividends data
- $10,000 invested in VTSAX at the end of Dec 2007, with distributions reinvested, was worth $71,238 at the end of Oct 2026: 11.0% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, VTSAX turned $10,000 into $39,862 with distributions reinvested, 14.8% a year.
- Over the 5 years to Oct 2026, VTSAX returned 10.9% a year with distributions reinvested (S&P 500: 12.0%).
- Taking VTSAX's distributions as cash instead of reinvesting them, the same $10,000 ended at $57,153, including $6,008 of cash received; reinvesting added $14,085.
- VTSAX's best calendar year in that time was 2013 (33.5%) and its worst 2008 (-37.0%), with distributions reinvested.
Cite this page
SmarterDividends, "VTSAX Total Return Calculator," updated Nov 6, 2026, https://smarterdividends.com/stocks/VTSAX/total-return
VTSAX total return questions
If I invested $10,000 in VTSAX 10 years ago, how much would I have?
About $39,862 at the end of Oct 2026, with every distribution reinvested: 14.8% a year. Taking them as cash, you'd have shares worth $34,123 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is VTSAX's total return since Dec 2007?
612% in total, or 11.0% a year, through Oct 2026 with distributions reinvested. The share price alone rose 411%.
How much of VTSAX's return came from distributions?
About 18% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $14,085 better off on a $10,000 start.
What was VTSAX's worst year?
2008, at -37.0% with distributions reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -48.2%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.