Xcel Energy (XEL) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Xcel Energy (XEL) ten years ago, at the end of Oct 2016, was worth $25,882 at the end of Oct 2026 with every dividend reinvested: 10.0% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $68,456 reinvested (10.8% a year), or $48,026 taking the dividends as cash, $12,661 of it paid out along the way.
XEL became
$68,456
S&P 500: $72,756
Return a year
10.8%
S&P 500: 11.1%
Payouts reinvested
$19,325
bought more shares
Worst drop
-26.2%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | XEL total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +10.6% | $1,494 | +11.7% |
| 2025 | +13.9% | $2,398 | +17.7% |
| 2024 | +12.3% | $1,355 | +24.9% |
| 2023 | −8.7% | $1,612 | +26.2% |
| 2022 | +6.4% | $1,422 | −18.2% |
| 2021 | +4.4% | $1,338 | +28.7% |
| 2020 | +7.8% | $1,202 | +18.3% |
| 2019 | +32.4% | $1,142 | +31.2% |
| 2018 | +5.9% | $1,045 | −4.6% |
| 2017 | +20.9% | $698 | +21.7% |
| 2016 | +17.1% | $883 | +12.0% |
| 2015 | +3.8% | $806 | +1.2% |
| 2014 | +33.4% | $716 | +13.5% |
| 2013 | +8.8% | $650 | +32.3% |
| 2012 | +0.5% | $588 | +16.0% |
| 2011 | +22.3% | $557 | +1.9% |
| 2010 | +16.1% | $503 | +15.1% |
| 2009 | +20.3% | $480 | +26.4% |
| 2008 | −13.8% | $435 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: XEL total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Xcel Energy (XEL) at the end of Dec 2007, with dividends reinvested, was worth $68,456 at the end of Oct 2026: 10.8% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, XEL turned $10,000 into $25,882 with dividends reinvested, 10.0% a year.
- Over the 5 years to Oct 2026, XEL returned 7.7% a year with dividends reinvested (S&P 500: 12.0%).
- Taking XEL's dividends as cash instead of reinvesting them, the same $10,000 ended at $48,026, including $12,661 of cash received; reinvesting added $20,430.
- XEL's best calendar year in that time was 2014 (33.4%) and its worst 2008 (-13.8%), with dividends reinvested.
Cite this page
SmarterDividends, "Xcel Energy (XEL) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/XEL/total-return
XEL total return questions
If I invested $10,000 in XEL 10 years ago, how much would I have?
About $25,882 at the end of Oct 2026, with every dividend reinvested: 10.0% a year. Taking them as cash, you'd have shares worth $19,211 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is XEL's total return since Dec 2007?
585% in total, or 10.8% a year, through Oct 2026 with dividends reinvested. The share price alone rose 254%.
How much of XEL's return came from dividends?
About 35% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $20,430 better off on a $10,000 start.
What was XEL's worst year?
2008, at -13.8% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -26.2%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.