XAI Floating Rate & Alternative Income Trust (XFLT) Total Return Calculator
$10,000 since Oct 2017, with and without reinvesting · data through Oct 2026
Since Oct 2017, $10,000 became $9,141 reinvested (-1.0% a year), or $10,090 taking the dividends as cash, $7,103 of it paid out along the way.
XFLT became
$9,141
S&P 500: $33,730
Return a year
-1.0%
S&P 500: 14.5%
Payouts reinvested
$12,152
bought more shares
Worst drop
-47.8%
S&P 500: -23.9%
$10,000, Oct 2017 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | XFLT total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −23.1% | $1,277 | +11.7% |
| 2025 | −15.3% | $1,994 | +17.7% |
| 2024 | +7.4% | $1,989 | +24.9% |
| 2023 | +30.4% | $1,657 | +26.2% |
| 2022 | −20.3% | $1,286 | −18.2% |
| 2021 | +31.3% | $1,173 | +28.7% |
| 2020 | +5.1% | $941 | +18.3% |
| 2019 | +22.0% | $918 | +31.2% |
| 2018 | −15.1% | $792 | −4.6% |
| 2017 (part) | −12.0% | $126 | +4.3% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: XFLT total return
Data as of · Source: SmarterDividends data
- $10,000 invested in XAI Floating Rate & Alternative Income Trust (XFLT) at the end of Oct 2017, with dividends reinvested, was worth $9,141 at the end of Oct 2026: -1.0% a year, against $33,730 (14.5% a year) in the S&P 500.
- Over the 5 years to Oct 2026, XFLT returned -6.1% a year with dividends reinvested (S&P 500: 12.0%).
- Taking XFLT's dividends as cash instead of reinvesting them, the same $10,000 ended at $10,090, including $7,103 of cash received; reinvesting added $0.
- XFLT's best calendar year in that time was 2021 (31.3%) and its worst 2022 (-20.3%), with dividends reinvested.
Cite this page
SmarterDividends, "XAI Floating Rate & Alternative Income Trust (XFLT) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/XFLT/total-return
XFLT total return questions
What is XFLT's total return since Oct 2017?
-9% in total, or -1.0% a year, through Oct 2026 with dividends reinvested. The share price alone fell 70%.
What was XFLT's worst year?
2022, at -20.3% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -47.8%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.