XHLF Total Return Calculator
$10,000 since Sep 2022, with and without reinvesting · data through Oct 2026
Since Sep 2022, $10,000 became $11,910 reinvested (4.4% a year), or $11,759 taking the distributions as cash, $1,718 of it paid out along the way.
XHLF became
$11,910
S&P 500: $22,284
Return a year
4.4%
S&P 500: 21.7%
Payouts reinvested
$1,869
bought more shares
Worst drop
0.0%
S&P 500: -8.3%
$10,000, Sep 2022 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | XHLF total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +2.9% | $323 | +11.7% |
| 2025 | +4.2% | $453 | +17.7% |
| 2024 | +5.0% | $538 | +24.9% |
| 2023 | +4.9% | $466 | +26.2% |
| 2022 (part) | +0.8% | $88 | +7.6% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: XHLF total return
Data as of · Source: SmarterDividends data
- $10,000 invested in XHLF at the end of Sep 2022, with distributions reinvested, was worth $11,910 at the end of Oct 2026: 4.4% a year, against $22,284 (21.7% a year) in the S&P 500.
- Taking XHLF's distributions as cash instead of reinvesting them, the same $10,000 ended at $11,759, including $1,718 of cash received; reinvesting added $150.
- XHLF's best calendar year in that time was 2024 (5.0%) and its worst 2025 (4.2%), with distributions reinvested.
Cite this page
SmarterDividends, "XHLF Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/XHLF/total-return
XHLF total return questions
What is XHLF's total return since Sep 2022?
19% in total, or 4.4% a year, through Oct 2026 with distributions reinvested. The share price alone rose 0%.
How much of XHLF's return came from distributions?
About 98% of its yearly return since Sep 2022. Reinvesting them, rather than taking cash, left you $150 better off on a $10,000 start.
What was XHLF's worst year?
2025, at 4.2% with distributions reinvested (S&P 500: 17.7%). Its deepest fall from a peak, on month-end values, was 0.0%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.