XLK Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in XLK ten years ago, at the end of Oct 2016, was worth $83,844 at the end of Oct 2026 with every distribution reinvested: 23.7% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $172,274 reinvested (16.3% a year), or $141,325 taking the distributions as cash, $6,659 of it paid out along the way.
XLK became
$172,274
S&P 500: $72,756
Return a year
16.3%
S&P 500: 11.1%
Payouts reinvested
$7,948
bought more shares
Worst drop
-46.4%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | XLK total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +25.1% | $612 | +11.7% |
| 2025 | +24.6% | $763 | +17.7% |
| 2024 | +21.6% | $736 | +24.9% |
| 2023 | +56.0% | $700 | +26.2% |
| 2022 | −27.7% | $614 | −18.2% |
| 2021 | +34.8% | $541 | +28.7% |
| 2020 | +43.6% | $602 | +18.3% |
| 2019 | +49.8% | $488 | +31.2% |
| 2018 | −1.7% | $444 | −4.6% |
| 2017 | +34.2% | $392 | +21.7% |
| 2016 | +15.0% | $386 | +12.0% |
| 2015 | +5.5% | $335 | +1.2% |
| 2014 | +17.9% | $311 | +13.5% |
| 2013 | +26.2% | $264 | +32.3% |
| 2012 | +15.4% | $229 | +16.0% |
| 2011 | +2.5% | $160 | +1.9% |
| 2010 | +11.5% | $146 | +15.1% |
| 2009 | +51.1% | $132 | +26.4% |
| 2008 | −41.5% | $92 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: XLK total return
Data as of · Source: SmarterDividends data
- $10,000 invested in XLK at the end of Dec 2007, with distributions reinvested, was worth $172,274 at the end of Oct 2026: 16.3% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, XLK turned $10,000 into $83,844 with distributions reinvested, 23.7% a year.
- Over the 5 years to Oct 2026, XLK returned 18.2% a year with distributions reinvested (S&P 500: 12.0%).
- Taking XLK's distributions as cash instead of reinvesting them, the same $10,000 ended at $141,325, including $6,659 of cash received; reinvesting added $30,949.
- XLK's best calendar year in that time was 2023 (56.0%) and its worst 2008 (-41.5%), with distributions reinvested.
Cite this page
SmarterDividends, "XLK Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/XLK/total-return
XLK total return questions
If I invested $10,000 in XLK 10 years ago, how much would I have?
About $83,844 at the end of Oct 2026, with every distribution reinvested: 23.7% a year. Taking them as cash, you'd have shares worth $75,711 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is XLK's total return since Dec 2007?
1623% in total, or 16.3% a year, through Oct 2026 with distributions reinvested. The share price alone rose 1247%.
How much of XLK's return came from distributions?
About 9% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $30,949 better off on a $10,000 start.
What was XLK's worst year?
2008, at -41.5% with distributions reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -46.4%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.