XPAY Total Return Calculator
$10,000 since Oct 2024, with and without reinvesting · data through Oct 2026
Since Oct 2024, $10,000 became $13,388 reinvested (15.7% a year), or $12,775 taking the distributions as cash, $3,962 of it paid out along the way.
XPAY became
$13,388
S&P 500: $13,597
Return a year
15.7%
S&P 500: 16.6%
Payouts reinvested
$4,862
bought more shares
Worst drop
-7.7%
S&P 500: -7.6%
$10,000, Oct 2024 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | XPAY total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +11.1% | $2,178 | +11.7% |
| 2025 | +16.8% | $2,337 | +17.7% |
| 2024 (part) | +3.2% | $346 | +3.4% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: XPAY total return
Data as of · Source: SmarterDividends data
- $10,000 invested in XPAY at the end of Oct 2024, with distributions reinvested, was worth $13,388 at the end of Oct 2026: 15.7% a year, against $13,597 (16.6% a year) in the S&P 500.
- Taking XPAY's distributions as cash instead of reinvesting them, the same $10,000 ended at $12,775, including $3,962 of cash received; reinvesting added $613.
- XPAY's best calendar year in that time was 2025 (16.8%) and its worst 2025 (16.8%), with distributions reinvested.
Cite this page
SmarterDividends, "XPAY Total Return Calculator," updated Nov 7, 2026, https://smarterdividends.com/stocks/XPAY/total-return
XPAY total return questions
What is XPAY's total return since Oct 2024?
34% in total, or 15.7% a year, through Oct 2026 with distributions reinvested. The share price alone fell 12%.
How much of XPAY's return came from distributions?
About 100% of its yearly return since Oct 2024. Reinvesting them, rather than taking cash, left you $613 better off on a $10,000 start.
What was XPAY's worst year?
2025, at 16.8% with distributions reinvested (S&P 500: 17.7%). Its deepest fall from a peak, on month-end values, was -7.7%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.