Zions Bancorporation (ZION) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Zions Bancorporation (ZION) ten years ago, at the end of Oct 2016, was worth $27,091 at the end of Oct 2026 with every dividend reinvested: 10.5% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $20,170 reinvested (3.8% a year), or $17,497 taking the dividends as cash, $3,496 of it paid out along the way.
ZION became
$20,170
S&P 500: $72,756
Return a year
3.8%
S&P 500: 11.1%
Payouts reinvested
$4,263
bought more shares
Worst drop
-82.2%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | ZION total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +14.1% | $408 | +11.7% |
| 2025 | +11.6% | $533 | +17.7% |
| 2024 | +28.2% | $492 | +24.9% |
| 2023 | −6.3% | $475 | +26.2% |
| 2022 | −20.0% | $416 | −18.2% |
| 2021 | +49.1% | $385 | +28.7% |
| 2020 | −13.2% | $332 | +18.3% |
| 2019 | +31.0% | $308 | +31.2% |
| 2018 | −18.2% | $251 | −4.6% |
| 2017 | +19.2% | $103 | +21.7% |
| 2016 | +59.3% | $75 | +12.0% |
| 2015 | −3.5% | $55 | +1.2% |
| 2014 | −4.4% | $36 | +13.5% |
| 2013 | +40.6% | $31 | +32.3% |
| 2012 | +31.7% | $11 | +16.0% |
| 2011 | −32.7% | $12 | +1.9% |
| 2010 | +89.2% | $13 | +15.1% |
| 2009 | −47.3% | $20 | +26.4% |
| 2008 | −45.4% | $307 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: ZION total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Zions Bancorporation (ZION) at the end of Dec 2007, with dividends reinvested, was worth $20,170 at the end of Oct 2026: 3.8% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, ZION turned $10,000 into $27,091 with dividends reinvested, 10.5% a year.
- Over the 5 years to Oct 2026, ZION returned 4.3% a year with dividends reinvested (S&P 500: 12.0%).
- Taking ZION's dividends as cash instead of reinvesting them, the same $10,000 ended at $17,497, including $3,496 of cash received; reinvesting added $2,672.
- ZION's best calendar year in that time was 2010 (89.2%) and its worst 2009 (-47.3%), with dividends reinvested.
Cite this page
SmarterDividends, "Zions Bancorporation (ZION) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/ZION/total-return
ZION total return questions
If I invested $10,000 in ZION 10 years ago, how much would I have?
About $27,091 at the end of Oct 2026, with every dividend reinvested: 10.5% a year. Taking them as cash, you'd have shares worth $20,295 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is ZION's total return since Dec 2007?
102% in total, or 3.8% a year, through Oct 2026 with dividends reinvested. The share price alone rose 40%.
How much of ZION's return came from dividends?
About 52% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $2,672 better off on a $10,000 start.
What was ZION's worst year?
2009, at -47.3% with dividends reinvested (S&P 500: 26.4%). Its deepest fall from a peak, on month-end values, was -82.2%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.