AAPL vs BSY: Which Is the Better Dividend Stock?
As of Nov 5, 2026, AAPL (Apple Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BSY offers the higher yield at 0.64%, AAPL has the higher dividend-safety score, and BSY looks like the better value (its fair-value estimate is 34% below its share price).
Key facts: AAPL vs BSY
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Bentley Systems, Incorporated (BSY) has the higher forward dividend yield at 0.64%, versus 0.31% for Apple Inc. (AAPL).
- As of Nov 5, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and BSY's B (72/100).
- By SmarterDividends' count as of Nov 5, 2026, AAPL has raised its dividend for 14 consecutive years and BSY for 3.
- As of Nov 5, 2026, AAPL pays out 12% of its earnings as dividends and BSY pays out 31%.
- As of Nov 5, 2026, AAPL's fair-value estimate is 47% below its share price and BSY's fair-value estimate is 34% below its share price, so BSY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AAPL vs BSY: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/aapl-vs-bsy
| Metric | AAPL | BSY |
|---|---|---|
| Forward yield | 0.31% | 0.64% |
| Annual dividend | $1.08 | $0.28 |
| Payout ratio | 12% | 31% |
| Years of growth | 14 yr | 3 yr |
| 5-yr dividend growth | 5.0% | 18.5% |
| 5-yr total return | 108% | -15% |
| Dividend safety score | 95 (A) | 72 (B) |
| Fair value estimate | $183.61 | $31.21 |
| Upside to fair value | -47% | -34% |
| Frequency | quarterly | quarterly |
| Market cap | $5.0T | $14.3B |
| P/E ratio | 38.7 | 51.9 |
Higher yield
BSY
0.64%
Safer dividend
AAPL
Grade A
Faster growth
BSY
18.5%
Better value
BSY
-34% upside
AAPL vs BSY — FAQ
Is AAPL or BSY a better dividend stock?
On the data, AAPL wins more head-to-head categories (5 vs 3). BSY offers the higher yield (0.64%), while AAPL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AAPL or BSY?
BSY has the higher forward dividend yield at 0.64%, versus 0.31% for AAPL.
Is AAPL or BSY safer?
AAPL has the higher dividend-safety score (95/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is AAPL or BSY better value right now?
As of Nov 5, 2026, BSY looks like the better value: its fair-value estimate is 34% below its share price (overvalued). For AAPL, its fair-value estimate is 47% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.