AAPL vs OSPN: Which Is the Better Dividend Stock?
As of Oct 27, 2026, AAPL (Apple Inc.) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. OSPN offers the higher yield at 2.52%, AAPL has the higher dividend-safety score, and OSPN looks like the better value (its fair-value estimate is 45% below its share price).
Key facts: AAPL vs OSPN
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, OneSpan Inc. (OSPN) has the higher forward dividend yield at 2.52%, versus 0.31% for Apple Inc. (AAPL).
- By SmarterDividends' count as of Oct 27, 2026, AAPL has raised its dividend for 14 consecutive years and OSPN for 0.
- As of Oct 27, 2026, AAPL pays out 12% of its earnings as dividends and OSPN pays out 28%.
- As of Oct 27, 2026, AAPL's fair-value estimate is 47% below its share price and OSPN's fair-value estimate is 45% below its share price, so OSPN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AAPL vs OSPN: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/aapl-vs-ospn
| Metric | AAPL | OSPN |
|---|---|---|
| Forward yield | 0.31% | 2.52% |
| Annual dividend | $1.08 | $0.52 |
| Payout ratio | 12% | 28% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 5.0% | — |
| 5-yr total return | 110% | 18% |
| Dividend safety score | 95 (A) | — |
| Fair value estimate | $183.46 | $11.41 |
| Upside to fair value | -47% | -45% |
| Frequency | quarterly | quarterly |
| Market cap | $5.0T | $763.7M |
| P/E ratio | 39.4 | 11.6 |
Higher yield
OSPN
2.52%
Safer dividend
AAPL
Grade A
Faster growth
AAPL
5.0%
Better value
OSPN
-45% upside
AAPL vs OSPN — FAQ
Is AAPL or OSPN a better dividend stock?
On the data, AAPL wins more head-to-head categories (4 vs 2). OSPN offers the higher yield (2.52%), while AAPL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AAPL or OSPN?
OSPN has the higher forward dividend yield at 2.52%, versus 0.31% for AAPL.
Is AAPL or OSPN safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is AAPL or OSPN better value right now?
As of Oct 27, 2026, OSPN looks like the better value: its fair-value estimate is 45% below its share price (overvalued). For AAPL, its fair-value estimate is 47% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.