ABCB vs BAC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and ABCB looks like the better value (its fair-value estimate is 81% above its share price).
Key facts: ABCB vs BAC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.00% for Ameris Bancorp (ABCB).
- As of Oct 18, 2026, SmarterDividends grades ABCB's dividend safety A (86/100) and BAC's A (87/100).
- By SmarterDividends' count as of Oct 18, 2026, ABCB has raised its dividend for 2 consecutive years and BAC for 12.
- As of Oct 18, 2026, ABCB pays out 14% of its earnings as dividends and BAC pays out 26%.
- As of Oct 18, 2026, ABCB's fair-value estimate is 81% above its share price and BAC's fair-value estimate is 24% above its share price, so ABCB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ABCB vs BAC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/abcb-vs-bac
| Metric | ABCB | BAC |
|---|---|---|
| Forward yield | 1.00% | 2.50% |
| Annual dividend | $0.80 | $1.28 |
| Payout ratio | 14% | 26% |
| Years of growth | 2 yr | 12 yr |
| 5-yr dividend growth | 5.9% | 8.4% |
| 5-yr total return | 64% | 15% |
| Dividend safety score | 86 (A) | 87 (A) |
| Fair value estimate | $144.47 | $63.43 |
| Upside to fair value | +81% | +24% |
| Frequency | quarterly | quarterly |
| Market cap | $5.3B | $358.2B |
| P/E ratio | 14.4 | 12.2 |
Higher yield
BAC
2.50%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
ABCB
+81% upside
ABCB vs BAC — FAQ
Is ABCB or BAC a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, ABCB or BAC?
BAC has the higher forward dividend yield at 2.50%, versus 1.00% for ABCB.
Is ABCB or BAC safer?
BAC has the higher dividend-safety score (87/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.
Is ABCB or BAC better value right now?
As of Oct 18, 2026, ABCB looks like the better value: its fair-value estimate is 81% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.