SmarterDividends

ABCB vs HSBC: Which Is the Better Dividend Stock?

As of Oct 18, 2026, ABCB (Ameris Bancorp) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.97%, ABCB has the higher dividend-safety score, and ABCB looks like the better value (its fair-value estimate is 81% above its share price).

Key facts: ABCB vs HSBC

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 1.00% for Ameris Bancorp (ABCB).
  • As of Oct 18, 2026, SmarterDividends grades ABCB's dividend safety A (86/100) and HSBC's B (72/100).
  • By SmarterDividends' count as of Oct 18, 2026, ABCB has raised its dividend for 2 consecutive years and HSBC for 0.
  • As of Oct 18, 2026, ABCB pays out 14% of its earnings as dividends and HSBC pays out 54%.
  • As of Oct 18, 2026, ABCB's fair-value estimate is 81% above its share price and HSBC's fair-value estimate is 44% above its share price, so ABCB looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "ABCB vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/abcb-vs-hsbc

MetricABCBHSBC
Forward yield1.00%3.97%
Annual dividend$0.80$3.75
Payout ratio14%54%
Years of growth2 yr0 yr
5-yr dividend growth5.9%-13.8%
5-yr total return64%242%
Dividend safety score86 (A)72 (B)
Fair value estimate$144.47$135.99
Upside to fair value+81%+44%
Frequencyquarterlyquarterly
Market cap$5.3B$323.4B
P/E ratio14.413.5

Higher yield

HSBC

3.97%

Safer dividend

ABCB

Grade A

Faster growth

ABCB

5.9%

Better value

ABCB

+81% upside

ABCB vs HSBC — FAQ

Is ABCB or HSBC a better dividend stock?

On the data, ABCB wins more head-to-head categories (5 vs 3). HSBC offers the higher yield (3.97%), while ABCB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, ABCB or HSBC?

HSBC has the higher forward dividend yield at 3.97%, versus 1.00% for ABCB.

Is ABCB or HSBC safer?

ABCB has the higher dividend-safety score (86/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.

Is ABCB or HSBC better value right now?

As of Oct 18, 2026, ABCB looks like the better value: its fair-value estimate is 81% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.