AGG vs SPAB: Yield, Cost and Returns Compared
As of Nov 5, 2026, AGG yields more: 3.77% (dividend yield) against 3.49% for SPAB. AGG is cheaper to own at 0.03% a year vs 0.03%. Over the same 18 years (Dec 2007 to Oct 2026), SPAB returned 2.8% a year with distributions reinvested, and AGG 2.7%.
AGGiShares Core U.S. Aggregate Bond ETF3.77%dividend yield| Compared | AGG | SPAB |
|---|---|---|
| YieldDividend yield | 3.77% | 3.49% |
| Expense ratio | 0.03% | 0.03% |
| Total return, 1 yr | −0.2% | −0.2% |
| Total return, 3 yr (a year) | +5.4% | +5.4% |
| Total return, 5 yr (a year) | −0.2% | −0.2% |
| Total return, 10 yr (a year) | +1.4% | +1.4% |
| Worst drop since Dec 2007 | -17.1% | -17.2% |
| Share price since Dec 2007 | −5% | −7% |
| Pays | Monthly | Monthly |
| Issuer | iShares | State Street Investment Management |
| Assets | $139.9B | $10.4B |
| Started | 2003 | 2007 |
| Type | Intermediate Core Bond | Intermediate Core Bond |
Higher yield
AGG
3.77%
Lower cost
AGG
0.03%
Better total return
SPAB
2.8%/yr
Smaller worst drop
AGG
-17.1%
Key facts: AGG vs SPAB
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, AGG yields 3.77% (dividend yield) and SPAB yields 3.49% (dividend yield).
- AGG's expense ratio is 0.03% and SPAB's is 0.03%: $3 vs $3 a year on $10,000.
- From Dec 2007 to Oct 2026, $10,000 in AGG grew to $16,630 (2.7% a year) and $10,000 in SPAB to $16,786 (2.8% a year), distributions reinvested.
- Their worst month-end drops over that time: -17.1% for AGG and -17.2% for SPAB.
- 0 of AGG's top ten holdings are also in SPAB's top ten.
Cite this page
SmarterDividends, "AGG vs SPAB: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/agg-vs-spab
$10,000 in each, Dec 2007 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
AGG became
$16,630
2.7% a year
SPAB became
$16,786
2.8% a year
Year by year
| Year | AGG | SPAB |
|---|---|---|
| 2025 | +7.2% | +7.2% |
| 2024 | +1.3% | +1.2% |
| 2023 | +5.7% | +5.6% |
| 2022 | −13.0% | −13.1% |
| 2021 | −1.8% | −1.8% |
| 2020 | +7.5% | +7.4% |
| 2019 | +8.4% | +8.7% |
| 2018 | +0.1% | −0.2% |
| 2017 | +3.6% | +3.7% |
| 2016 | +2.4% | +2.3% |
| 2015 | +0.5% | +0.4% |
| 2014 | +6.0% | +6.0% |
| 2013 | −2.0% | −2.2% |
| 2012 | +3.8% | +3.9% |
| 2011 | +7.7% | +7.9% |
| 2010 | +6.4% | +6.3% |
| 2009 | +3.0% | +3.6% |
| 2008 | +7.9% | +8.4% |
Total return each calendar year, distributions reinvested.
Top holdings
No overlap in the top ten.
AGG
- BISXX BlackRock Cash Funds Instl SL Agency2.9%
SPAB
- GVMXX State Street Instl US Govt MMkt Premier3.3%
AGG vs SPAB: questions
Is AGG or SPAB better?
It depends on the job. AGG pays more today (3.77% vs 3.49%), AGG costs less, and SPAB has the better total return over Dec 2007 to Oct 2026, with AGG holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, AGG or SPAB?
AGG, at 3.77% against 3.49% for SPAB as of Nov 5, 2026. On $10,000 that's about $377 vs $349 a year at today's rates.
Which has the better total return?
SPAB. From Dec 2007 to Oct 2026, it returned 2.8% a year with distributions reinvested, against 2.7% for AGG. $10,000 became $16,786 vs $16,630.
Which is cheaper, AGG or SPAB?
AGG, with a 0.03% expense ratio against 0.03%.
Do AGG and SPAB hold the same things?
Not at the top: none of their top ten holdings match.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. AGG leads on 5 of 7 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.