ALLY vs BAC: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. ALLY offers the higher yield at 2.80%, ALLY has the higher dividend-safety score, and ALLY trades at the larger discount to fair value (+91%).
| Metric | ALLY | BAC |
|---|---|---|
| Forward yield | 2.80% | 2.07% |
| Annual dividend | $1.20 | $1.28 |
| Payout ratio | 28% | 26% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | 9.6% | 8.4% |
| 5-yr total return | -16% | 45% |
| Dividend safety score | 83 (A) | 83 (A) |
| Fair value estimate | $82.00 | $77.08 |
| Upside to fair value | +91% | +25% |
| Frequency | quarterly | quarterly |
| Market cap | $13.1B | $431.4B |
| P/E ratio | 10.1 | 14.2 |
Higher yield
ALLY
2.80%
Safer dividend
ALLY
Grade A
Faster growth
ALLY
9.6%
Better value
ALLY
+91% upside
ALLY vs BAC — FAQ
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