SmarterDividends

ALLY vs JPM: Which Is the Better Dividend Stock?

As of Oct 18, 2026, ALLY and JPM are closely matched. ALLY offers the higher yield at 3.18%, ALLY has the higher dividend-safety score, and ALLY looks like the better value (its fair-value estimate is 71% above its share price).

Key facts: ALLY vs JPM

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Ally Financial Inc. (ALLY) has the higher forward dividend yield at 3.18%, versus 1.94% for JPMorgan Chase & Co. (JPM).
  • As of Oct 18, 2026, SmarterDividends grades ALLY's dividend safety A (83/100) and JPM's A (82/100).
  • By SmarterDividends' count as of Oct 18, 2026, ALLY has raised its dividend for 0 consecutive years and JPM for 15.
  • As of Oct 18, 2026, ALLY pays out 28% of its earnings as dividends and JPM pays out 26%.
  • As of Oct 18, 2026, ALLY's fair-value estimate is 71% above its share price and JPM's fair-value estimate is 7% above its share price, so ALLY looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "ALLY vs JPM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ally-vs-jpm

MetricALLYJPM
Forward yield3.18%1.94%
Annual dividend$1.20$6.60
Payout ratio28%26%
Years of growth0 yr15 yr
5-yr dividend growth9.6%9.0%
5-yr total return-18%114%
Dividend safety score83 (A)82 (A)
Fair value estimate$64.39$364.60
Upside to fair value+71%+7%
Frequencyquarterlyquarterly
Market cap$11.5B$902.2B
P/E ratio8.914.3

Higher yield

ALLY

3.18%

Safer dividend

ALLY

Grade A

Faster growth

ALLY

9.6%

Better value

ALLY

+71% upside

ALLY vs JPM — FAQ

Is ALLY or JPM a better dividend stock?

ALLY and JPM are closely matched. ALLY has the higher yield; ALLY scores better on safety.

Which has a higher dividend yield, ALLY or JPM?

ALLY has the higher forward dividend yield at 3.18%, versus 1.94% for JPM.

Is ALLY or JPM safer?

ALLY has the higher dividend-safety score (83/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.

Is ALLY or JPM better value right now?

As of Oct 18, 2026, ALLY looks like the better value: its fair-value estimate is 71% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.