ALLY vs JPM: Which Is the Better Dividend Stock?
As of Oct 18, 2026, ALLY and JPM are closely matched. ALLY offers the higher yield at 3.18%, ALLY has the higher dividend-safety score, and ALLY looks like the better value (its fair-value estimate is 71% above its share price).
Key facts: ALLY vs JPM
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Ally Financial Inc. (ALLY) has the higher forward dividend yield at 3.18%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades ALLY's dividend safety A (83/100) and JPM's A (82/100).
- By SmarterDividends' count as of Oct 18, 2026, ALLY has raised its dividend for 0 consecutive years and JPM for 15.
- As of Oct 18, 2026, ALLY pays out 28% of its earnings as dividends and JPM pays out 26%.
- As of Oct 18, 2026, ALLY's fair-value estimate is 71% above its share price and JPM's fair-value estimate is 7% above its share price, so ALLY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ALLY vs JPM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ally-vs-jpm
| Metric | ALLY | JPM |
|---|---|---|
| Forward yield | 3.18% | 1.94% |
| Annual dividend | $1.20 | $6.60 |
| Payout ratio | 28% | 26% |
| Years of growth | 0 yr | 15 yr |
| 5-yr dividend growth | 9.6% | 9.0% |
| 5-yr total return | -18% | 114% |
| Dividend safety score | 83 (A) | 82 (A) |
| Fair value estimate | $64.39 | $364.60 |
| Upside to fair value | +71% | +7% |
| Frequency | quarterly | quarterly |
| Market cap | $11.5B | $902.2B |
| P/E ratio | 8.9 | 14.3 |
Higher yield
ALLY
3.18%
Safer dividend
ALLY
Grade A
Faster growth
ALLY
9.6%
Better value
ALLY
+71% upside
ALLY vs JPM — FAQ
Is ALLY or JPM a better dividend stock?
ALLY and JPM are closely matched. ALLY has the higher yield; ALLY scores better on safety.
Which has a higher dividend yield, ALLY or JPM?
ALLY has the higher forward dividend yield at 3.18%, versus 1.94% for JPM.
Is ALLY or JPM safer?
ALLY has the higher dividend-safety score (83/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is ALLY or JPM better value right now?
As of Oct 18, 2026, ALLY looks like the better value: its fair-value estimate is 71% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


