Ally Financial Inc.
ALLYFinancial Services · Stock · quarterly payer
Forward Yield
2.80%
Annual Dividend
$1.20
Payout Ratio
28%
5-Yr Growth
9.6%
Ex-Date
Jul 31, 2026
Frequency
Quarterly
Summary
As of August 2026, Ally Financial Inc. (ALLY) yields 2.80% ($1.20 per share annually), with a blended fair-value estimate of $82.00 — +91% upside, so it screens as undervalued. Dividend safety grade: A (83/100).
Is ALLY a good dividend stock?
YesAlly Financial Inc. (ALLY) pays a quarterly dividend yielding 2.80% ($1.20/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (28%)
- Strong 9.6% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 2.80%
- Payout Ratio
- 28%
- Annual Dividend
- $1.20
- 5-Yr Avg Growth
- 9.6%
- Ex-Dividend Date
- Jul 31, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.08
- Market Cap
- $13.1B
- P/E Ratio
- 10.1
- 5-Yr Total Return
- -16%
- 52-Week Range
- —
- Dividend Safety
- A · 83/100
- Ever Cut?
- No
Frequently Asked Questions
ALLY Price — Last 12 Months
Daily close
Price Return
1 Year
+10%
3 Years
+61%
5 Years
-16%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ALLY worth?
Undervaluedlow confidenceOur blended fair-value estimate for Ally Financial Inc. is $82.00 per share, versus a market price of $42.93. That implies 91% of upside — a margin of safety of about 48%.
Fair Value
$82.00
Current Price
$42.93
Upside
+91%
Margin of Safety
48%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 9.7% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $4.25 EPS, $1.20 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ALLY Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 31, 2026 | — | $0.3000 | regular |
| May 1, 2026 | — | $0.3000 | regular |
| Feb 2, 2026 | — | $0.3000 | regular |
| Oct 31, 2025 | — | $0.3000 | regular |
| Aug 1, 2025 | — | $0.3000 | regular |
| May 1, 2025 | — | $0.3000 | regular |
| Jan 31, 2025 | — | $0.3000 | regular |
| Nov 1, 2024 | — | $0.3000 | regular |
| Aug 1, 2024 | — | $0.3000 | regular |
| Apr 30, 2024 | — | $0.3000 | regular |
| Jan 31, 2024 | — | $0.3000 | regular |
| Oct 31, 2023 | — | $0.3000 | regular |
| Jul 31, 2023 | — | $0.3000 | regular |
| Apr 28, 2023 | — | $0.3000 | regular |
Income Calculator
At $1.20 / yr per share
