SmarterDividends
ALLY

Ally Financial Inc.

ALLY

Financial Services · Credit Services · Stock · quarterly payer

$37.68

Undervalued · +71% Add to Portfolio

Forward Yield

3.18%

Annual Dividend

$1.20

Payout Ratio

28%

5-Yr Growth

9.6%

Ex-Date

Jul 31, 2026

Frequency

Quarterly

Key facts about ALLY's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Ally Financial Inc. (ALLY) has a forward dividend yield of 3.18%, based on an annual dividend of $1.20 per share and a share price of $37.68.
  • As of Oct 18, 2026, ALLY's dividend safety grade from SmarterDividends is A (83 out of 100), which rates the dividend as very safe.
  • ALLY has never cut its regular dividend in the payment history SmarterDividends has on record.
  • ALLY's most recent ex-dividend date was Jul 31, 2026, for a dividend of $0.30 per share.
  • As of Oct 18, 2026, ALLY pays out 28% of its trailing 12-month earnings as dividends (its payout ratio).
  • ALLY's dividend has grown at an average rate of 9.6% a year over the past five years.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for ALLY is $64.39 per share, 71% above the $37.68 share price, so ALLY screens as undervalued.
  • Ally Financial Inc. (ALLY) pays its dividend quarterly, 4 times a year.
  • Ally Financial Inc. (ALLY) has raised its regular dividend 7 times and cut it 0 times across the 41 payments on record since 2016. Its most recent change was a 20.0% increase to $0.300 per share, going ex-dividend on Jan 31, 2022.
Cite this page

SmarterDividends, "ALLY Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/ALLY

Summary

As of Oct 18, 2026, Ally Financial Inc. (ALLY) yields 3.18% ($1.20 a year per share) and has a dividend safety grade of A (83/100).

Is ALLY a good dividend stock?

Yes

Ally Financial Inc. (ALLY) pays a quarterly dividend yielding 3.18% ($1.20/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (28%)
  • Strong 9.6% 5-yr dividend growth
  • Top-tier dividend safety score

Risks

  • Share price is down over the past 5 years

Key Data

Dividend Yield
3.18%
Payout Ratio
28%
Annual Dividend
$1.20
5-Yr Avg Growth
9.6%
Ex-Dividend Date
Jul 31, 2026
Years of Growth
0
Frequency
quarterly
Beta
1.10
Market Cap
$11.5B
P/E Ratio
8.9
5-Yr Total Return
-18%
52-Week Range
$35.92 – $47.29
Dividend Safety
A · 83/100
Ever Cut?
No

ALLY dividend raises and cuts

Ally Financial Inc. (ALLY) has raised its regular dividend 7 times and cut it 0 times across the 41 payments on record since 2016. Its most recent change was a 20.0% increase to $0.300 per share, going ex-dividend on Jan 31, 2022.

Ex-dateChangeOld → newMove
Jan 31, 2022Raise$0.250 → $0.300+20.0%
Jul 30, 2021Raise$0.190 → $0.250+31.6%
Jan 30, 2020Raise$0.170 → $0.190+11.8%
Jan 31, 2019Raise$0.150 → $0.170+13.3%
Jul 31, 2018Raise$0.130 → $0.150+15.4%
Jan 31, 2018Raise$0.120 → $0.130+8.3%
Jul 28, 2017Raise$0.0800 → $0.120+50.0%
Every ALLY payment →Download every raise and cut (CSV)
ALLY ex-dividend date & scheduleNext ex-date Jul 31, 2026 · full ex-dividend historyView →ALLY dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is ALLY a good dividend stock?

Yes. Ally Financial Inc. (ALLY) pays a quarterly dividend yielding 3.18% ($1.20/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is ALLY undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, ALLY's fair value is about $64.39 versus a $37.68 share price — so it looks undervalued (+71% vs. fair value).

Is ALLY's dividend safe?

ALLY has a dividend-safety grade of A (83/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is ALLY's fair value?

Our blended fair-value estimate for ALLY is about $64.39 per share, roughly 71% above the current $37.68 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is ALLY a buy, hold, or sell?

We don't issue formal ratings, but on the data ALLY screens as "yes" and undervalued. Ally Financial Inc. (ALLY) pays a quarterly dividend yielding 3.18% ($1.20/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will ALLY cut its dividend?

ALLY earns a dividend-safety grade of A (83/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does ALLY pay a dividend?

Yes. Ally Financial Inc. pays a quarterly dividend of about $1.20 per share annually, a forward yield of roughly 3.18%.

What is ALLY's dividend yield?

As of Oct 18, 2026, ALLY's forward dividend yield is 3.18%, based on a $1.20 annual dividend and a $37.68 share price.

What is ALLY's dividend per share?

As of Oct 18, 2026, ALLY pays $1.20 per share per year, distributed on a quarterly basis.

What is ALLY's dividend payout ratio?

As of Oct 18, 2026, ALLY's payout ratio is 28% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has ALLY grown its dividend?

ALLY does not currently have a long dividend-growth streak on record.

When is the next ALLY ex-dividend date?

As of Oct 18, 2026, ALLY's next ex-dividend date hasn't been announced. The most recent was Jul 31, 2026, for $0.30 per share.

Income Calculator

At $1.20 / yr per share

Per payment (quarterly)$30.00
Annual$120.00
Monthly avg$10.00

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