ALLY vs HSBC: Which Is the Better Dividend Stock?
As of August 2026, ALLY (Ally Financial Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.60%, ALLY has the higher dividend-safety score, and ALLY trades at the larger discount to fair value (+91%).
| Metric | ALLY | HSBC |
|---|---|---|
| Forward yield | 2.80% | 3.60% |
| Annual dividend | $1.20 | $3.75 |
| Payout ratio | 28% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 9.6% | -13.8% |
| 5-yr total return | -16% | 298% |
| Dividend safety score | 83 (A) | 72 (B) |
| Fair value estimate | $82.00 | $135.81 |
| Upside to fair value | +91% | +30% |
| Frequency | quarterly | quarterly |
| Market cap | $13.1B | $357.0B |
| P/E ratio | 10.1 | 14.9 |
Higher yield
HSBC
3.60%
Safer dividend
ALLY
Grade A
Faster growth
ALLY
9.6%
Better value
ALLY
+91% upside
ALLY vs HSBC — FAQ
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