AMP vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, AMP (Ameriprise Financial, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HSBC offers the higher yield at 3.97%, AMP has the higher dividend-safety score, and AMP looks like the better value (its fair-value estimate is 116% above its share price).
Key facts: AMP vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 1.36% for Ameriprise Financial, Inc. (AMP).
- As of Oct 18, 2026, SmarterDividends grades AMP's dividend safety A (94/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 18, 2026, AMP has raised its dividend for 19 consecutive years and HSBC for 0.
- As of Oct 18, 2026, AMP pays out 16% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, AMP's fair-value estimate is 116% above its share price and HSBC's fair-value estimate is 44% above its share price, so AMP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AMP vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/amp-vs-hsbc
| Metric | AMP | HSBC |
|---|---|---|
| Forward yield | 1.36% | 3.97% |
| Annual dividend | $6.80 | $3.75 |
| Payout ratio | 16% | 54% |
| Years of growth | 19 yr | 0 yr |
| 5-yr dividend growth | 9.0% | -13.8% |
| 5-yr total return | 73% | 242% |
| Dividend safety score | 94 (A) | 72 (B) |
| Fair value estimate | $1,082.10 | $135.99 |
| Upside to fair value | +116% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $44.3B | $323.4B |
| P/E ratio | 12.1 | 13.5 |
Higher yield
HSBC
3.97%
Safer dividend
AMP
Grade A
Faster growth
AMP
9.0%
Better value
AMP
+116% upside
AMP vs HSBC — FAQ
Is AMP or HSBC a better dividend stock?
On the data, AMP wins more head-to-head categories (6 vs 2). HSBC offers the higher yield (3.97%), while AMP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AMP or HSBC?
HSBC has the higher forward dividend yield at 3.97%, versus 1.36% for AMP.
Is AMP or HSBC safer?
AMP has the higher dividend-safety score (94/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is AMP or HSBC better value right now?
As of Oct 18, 2026, AMP looks like the better value: its fair-value estimate is 116% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.