SmarterDividends

AMP vs MA: Which Is the Better Dividend Stock?

As of Oct 18, 2026, AMP (Ameriprise Financial, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AMP offers the higher yield at 1.36%, AMP has the higher dividend-safety score, and AMP looks like the better value (its fair-value estimate is 116% above its share price).

Key facts: AMP vs MA

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Ameriprise Financial, Inc. (AMP) has the higher forward dividend yield at 1.36%, versus 0.56% for Mastercard Incorporated (MA).
  • As of Oct 18, 2026, SmarterDividends grades AMP's dividend safety A (94/100) and MA's A (89/100).
  • By SmarterDividends' count as of Oct 18, 2026, AMP has raised its dividend for 19 consecutive years and MA for 14.
  • As of Oct 18, 2026, AMP pays out 16% of its earnings as dividends and MA pays out 18%.
  • As of Oct 18, 2026, AMP's fair-value estimate is 116% above its share price and MA's fair-value estimate is 23% below its share price, so AMP looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AMP vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/amp-vs-ma

MetricAMPMA
Forward yield1.36%0.56%
Annual dividend$6.80$3.48
Payout ratio16%18%
Years of growth19 yr14 yr
5-yr dividend growth9.0%13.7%
5-yr total return73%96%
Dividend safety score94 (A)89 (A)
Fair value estimate$1,082.10$474.95
Upside to fair value+116%-23%
Frequencyquarterlyquarterly
Market cap$44.3B$540.9B
P/E ratio12.134.0

Higher yield

AMP

1.36%

Safer dividend

AMP

Grade A

Faster growth

MA

13.7%

Better value

AMP

+116% upside

AMP vs MA — FAQ

Is AMP or MA a better dividend stock?

On the data, AMP wins more head-to-head categories (6 vs 2). AMP offers the higher yield (1.36%), while AMP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, AMP or MA?

AMP has the higher forward dividend yield at 1.36%, versus 0.56% for MA.

Is AMP or MA safer?

AMP has the higher dividend-safety score (94/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.

Is AMP or MA better value right now?

As of Oct 18, 2026, AMP looks like the better value: its fair-value estimate is 116% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.