AMP vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, AMP (Ameriprise Financial, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AMP offers the higher yield at 1.36%, AMP has the higher dividend-safety score, and AMP looks like the better value (its fair-value estimate is 116% above its share price).
Key facts: AMP vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Ameriprise Financial, Inc. (AMP) has the higher forward dividend yield at 1.36%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades AMP's dividend safety A (94/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, AMP has raised its dividend for 19 consecutive years and MA for 14.
- As of Oct 18, 2026, AMP pays out 16% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, AMP's fair-value estimate is 116% above its share price and MA's fair-value estimate is 23% below its share price, so AMP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AMP vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/amp-vs-ma
| Metric | AMP | MA |
|---|---|---|
| Forward yield | 1.36% | 0.56% |
| Annual dividend | $6.80 | $3.48 |
| Payout ratio | 16% | 18% |
| Years of growth | 19 yr | 14 yr |
| 5-yr dividend growth | 9.0% | 13.7% |
| 5-yr total return | 73% | 96% |
| Dividend safety score | 94 (A) | 89 (A) |
| Fair value estimate | $1,082.10 | $474.95 |
| Upside to fair value | +116% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $44.3B | $540.9B |
| P/E ratio | 12.1 | 34.0 |
Higher yield
AMP
1.36%
Safer dividend
AMP
Grade A
Faster growth
MA
13.7%
Better value
AMP
+116% upside
AMP vs MA — FAQ
Is AMP or MA a better dividend stock?
On the data, AMP wins more head-to-head categories (6 vs 2). AMP offers the higher yield (1.36%), while AMP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AMP or MA?
AMP has the higher forward dividend yield at 1.36%, versus 0.56% for MA.
Is AMP or MA safer?
AMP has the higher dividend-safety score (94/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is AMP or MA better value right now?
As of Oct 18, 2026, AMP looks like the better value: its fair-value estimate is 116% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


