ASRV vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.97%, ASRV has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: ASRV vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 2.62% for AmeriServ Financial, Inc. (ASRV).
- As of Oct 18, 2026, SmarterDividends grades ASRV's dividend safety A (84/100) and HSBC's B (72/100).
- As of Oct 18, 2026, ASRV pays out 24% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, ASRV's fair-value estimate is 3% above its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ASRV vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/asrv-vs-hsbc
| Metric | ASRV | HSBC |
|---|---|---|
| Forward yield | 2.62% | 3.97% |
| Annual dividend | $0.12 | $3.75 |
| Payout ratio | 24% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 3.7% | -13.8% |
| 5-yr total return | 19% | 242% |
| Dividend safety score | 84 (A) | 72 (B) |
| Fair value estimate | $4.69 | $135.99 |
| Upside to fair value | +3% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $77.1M | $323.4B |
| P/E ratio | 8.9 | 13.5 |
Higher yield
HSBC
3.97%
Safer dividend
ASRV
Grade A
Faster growth
ASRV
3.7%
Better value
HSBC
+44% upside
ASRV vs HSBC — FAQ
Is ASRV or HSBC a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 3). HSBC offers the higher yield (3.97%), while ASRV has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, ASRV or HSBC?
HSBC has the higher forward dividend yield at 3.97%, versus 2.62% for ASRV.
Is ASRV or HSBC safer?
ASRV has the higher dividend-safety score (84/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is ASRV or HSBC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For ASRV, its fair-value estimate is 3% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.