BAC vs FBIZ: Which Is the Better Dividend Stock?
As of Oct 18, 2026, FBIZ (First Business Financial Services, Inc.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. BAC offers the higher yield at 2.50%, FBIZ has the higher dividend-safety score, and FBIZ looks like the better value (its fair-value estimate is 40% above its share price).
Key facts: BAC vs FBIZ
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.92% for First Business Financial Services, Inc. (FBIZ).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and FBIZ's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and FBIZ for 13.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and FBIZ pays out 19%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and FBIZ's fair-value estimate is 40% above its share price, so FBIZ looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs FBIZ: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-fbiz
| Metric | BAC | FBIZ |
|---|---|---|
| Forward yield | 2.50% | 1.92% |
| Annual dividend | $1.28 | $1.36 |
| Payout ratio | 26% | 19% |
| Years of growth | 12 yr | 13 yr |
| 5-yr dividend growth | 8.4% | 11.9% |
| 5-yr total return | 15% | 146% |
| Dividend safety score | 87 (A) | 93 (A) |
| Fair value estimate | $63.43 | $99.07 |
| Upside to fair value | +24% | +40% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $590.1M |
| P/E ratio | 12.2 | 10.8 |
Higher yield
BAC
2.50%
Safer dividend
FBIZ
Grade A
Faster growth
FBIZ
11.9%
Better value
FBIZ
+40% upside
BAC vs FBIZ — FAQ
Is BAC or FBIZ a better dividend stock?
On the data, FBIZ wins more head-to-head categories (7 vs 1). BAC offers the higher yield (2.50%), while FBIZ has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or FBIZ?
BAC has the higher forward dividend yield at 2.50%, versus 1.92% for FBIZ.
Is BAC or FBIZ safer?
FBIZ has the higher dividend-safety score (93/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or FBIZ better value right now?
As of Oct 18, 2026, FBIZ looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.