SmarterDividends

BAC vs FBK: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC and FBK are closely matched. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and FBK looks like the better value (its fair-value estimate is 25% above its share price).

Key facts: BAC vs FBK

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.63% for FB Financial Corporation (FBK).
  • As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and FBK's A (85/100).
  • By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and FBK for 7.
  • As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and FBK pays out 21%.
  • As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and FBK's fair-value estimate is 25% above its share price, so FBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs FBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-fbk

MetricBACFBK
Forward yield2.50%1.63%
Annual dividend$1.28$0.84
Payout ratio26%21%
Years of growth12 yr7 yr
5-yr dividend growth8.4%16.1%
5-yr total return15%20%
Dividend safety score87 (A)85 (A)
Fair value estimate$63.43$64.63
Upside to fair value+24%+25%
Frequencyquarterlyquarterly
Market cap$358.2B$2.5B
P/E ratio12.211.4

Higher yield

BAC

2.50%

Safer dividend

BAC

Grade A

Faster growth

FBK

16.1%

Better value

FBK

+25% upside

BAC vs FBK — FAQ

Is BAC or FBK a better dividend stock?

BAC and FBK are closely matched. BAC has the higher yield; BAC scores better on safety.

Which has a higher dividend yield, BAC or FBK?

BAC has the higher forward dividend yield at 2.50%, versus 1.63% for FBK.

Is BAC or FBK safer?

BAC has the higher dividend-safety score (87/100 vs 85/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or FBK better value right now?

As of Oct 18, 2026, FBK looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.