BAC vs FIBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and FIBK are closely matched. FIBK offers the higher yield at 5.40%, FIBK has the higher dividend-safety score, and FIBK looks like the better value (its fair-value estimate is 95% above its share price).
Key facts: BAC vs FIBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First Interstate BancSystem, Inc. (FIBK) has the higher forward dividend yield at 5.40%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and FIBK's A (90/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and FIBK for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and FIBK pays out 58%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and FIBK's fair-value estimate is 95% above its share price, so FIBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs FIBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-fibk
| Metric | BAC | FIBK |
|---|---|---|
| Forward yield | 2.50% | 5.40% |
| Annual dividend | $1.28 | $1.88 |
| Payout ratio | 26% | 58% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 6.1% |
| 5-yr total return | 15% | -15% |
| Dividend safety score | 87 (A) | 90 (A) |
| Fair value estimate | $63.43 | $67.78 |
| Upside to fair value | +24% | +95% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $3.3B |
| P/E ratio | 12.2 | 10.8 |
Higher yield
FIBK
5.40%
Safer dividend
FIBK
Grade A
Faster growth
BAC
8.4%
Better value
FIBK
+95% upside
BAC vs FIBK — FAQ
Is BAC or FIBK a better dividend stock?
BAC and FIBK are closely matched. FIBK has the higher yield; FIBK scores better on safety.
Which has a higher dividend yield, BAC or FIBK?
FIBK has the higher forward dividend yield at 5.40%, versus 2.50% for BAC.
Is BAC or FIBK safer?
FIBK has the higher dividend-safety score (90/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or FIBK better value right now?
As of Oct 18, 2026, FIBK looks like the better value: its fair-value estimate is 95% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.