SmarterDividends

BAC vs FRME: Which Is the Better Dividend Stock?

As of July 2026, BAC and FRME are closely matched. FRME offers the higher yield at 4.34%, BAC has the higher dividend-safety score, and FRME trades at the larger discount to fair value (+128%).

MetricBACFRME
Forward yield2.06%4.34%
Annual dividend$1.28$1.88
Payout ratio26%47%
Years of growth12 yr14 yr
5-yr dividend growth8.4%6.6%
5-yr total return49%5%
Dividend safety score85 (A)84 (A)
Fair value estimate$102.38$98.53
Upside to fair value+65%+128%
Frequencyquarterlyquarterly
Market cap$436.0B$2.7B
P/E ratio14.313.7

Higher yield

FRME

4.34%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

FRME

+128% upside

BAC vs FRME — FAQ

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