BAC vs HWBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HWBK (Hawthorn Bancshares, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.50%, HWBK has the higher dividend-safety score, and HWBK looks like the better value (its fair-value estimate is 49% above its share price).
Key facts: BAC vs HWBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 2.20% for Hawthorn Bancshares, Inc. (HWBK).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and HWBK's A (88/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and HWBK for 15.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and HWBK pays out 22%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and HWBK's fair-value estimate is 49% above its share price, so HWBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs HWBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-hwbk
| Metric | BAC | HWBK |
|---|---|---|
| Forward yield | 2.50% | 2.20% |
| Annual dividend | $1.28 | $0.84 |
| Payout ratio | 26% | 22% |
| Years of growth | 12 yr | 15 yr |
| 5-yr dividend growth | 8.4% | 11.8% |
| 5-yr total return | 15% | 66% |
| Dividend safety score | 87 (A) | 88 (A) |
| Fair value estimate | $63.43 | $56.73 |
| Upside to fair value | +24% | +49% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $278.4M |
| P/E ratio | 12.2 | 10.4 |
Higher yield
BAC
2.50%
Safer dividend
HWBK
Grade A
Faster growth
HWBK
11.8%
Better value
HWBK
+49% upside
BAC vs HWBK — FAQ
Is BAC or HWBK a better dividend stock?
On the data, HWBK wins more head-to-head categories (6 vs 2). BAC offers the higher yield (2.50%), while HWBK has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or HWBK?
BAC has the higher forward dividend yield at 2.50%, versus 2.20% for HWBK.
Is BAC or HWBK safer?
HWBK has the higher dividend-safety score (88/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or HWBK better value right now?
As of Oct 18, 2026, HWBK looks like the better value: its fair-value estimate is 49% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.