BAC vs IBOC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, IBOC (International Bancshares Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.50%, IBOC has the higher dividend-safety score, and IBOC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: BAC vs IBOC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 2.17% for International Bancshares Corporation (IBOC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and IBOC's A (90/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and IBOC for 16.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and IBOC pays out 22%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and IBOC's fair-value estimate is 25% above its share price, so IBOC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs IBOC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-iboc
| Metric | BAC | IBOC |
|---|---|---|
| Forward yield | 2.50% | 2.17% |
| Annual dividend | $1.28 | $1.46 |
| Payout ratio | 26% | 22% |
| Years of growth | 12 yr | 16 yr |
| 5-yr dividend growth | 8.4% | 4.9% |
| 5-yr total return | 15% | 60% |
| Dividend safety score | 87 (A) | 90 (A) |
| Fair value estimate | $63.43 | $84.12 |
| Upside to fair value | +24% | +25% |
| Frequency | quarterly | semiannual |
| Market cap | $358.2B | $4.2B |
| P/E ratio | 12.2 | 10.2 |
Higher yield
BAC
2.50%
Safer dividend
IBOC
Grade A
Faster growth
BAC
8.4%
Better value
IBOC
+25% upside
BAC vs IBOC — FAQ
Is BAC or IBOC a better dividend stock?
On the data, IBOC wins more head-to-head categories (6 vs 2). BAC offers the higher yield (2.50%), while IBOC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or IBOC?
BAC has the higher forward dividend yield at 2.50%, versus 2.17% for IBOC.
Is BAC or IBOC safer?
IBOC has the higher dividend-safety score (90/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or IBOC better value right now?
As of Oct 18, 2026, IBOC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.