IBOC vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. IBOC offers the higher yield at 2.17%, V has the higher dividend-safety score, and IBOC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: IBOC vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, International Bancshares Corporation (IBOC) has the higher forward dividend yield at 2.17%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades IBOC's dividend safety A (90/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, IBOC has raised its dividend for 16 consecutive years and V for 17.
- As of Oct 18, 2026, IBOC pays out 22% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, IBOC's fair-value estimate is 25% above its share price and V's fair-value estimate is 24% below its share price, so IBOC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "IBOC vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/iboc-vs-v
| Metric | IBOC | V |
|---|---|---|
| Forward yield | 2.17% | 0.67% |
| Annual dividend | $1.46 | $2.68 |
| Payout ratio | 22% | 22% |
| Years of growth | 16 yr | 17 yr |
| 5-yr dividend growth | 4.9% | 14.9% |
| 5-yr total return | 60% | 108% |
| Dividend safety score | 90 (A) | 93 (A) |
| Fair value estimate | $84.12 | $306.97 |
| Upside to fair value | +25% | -24% |
| Frequency | semiannual | quarterly |
| Market cap | $4.2B | $755.8B |
| P/E ratio | 10.2 | 34.3 |
Higher yield
IBOC
2.17%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
IBOC
+25% upside
IBOC vs V — FAQ
Is IBOC or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 3). IBOC offers the higher yield (2.17%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, IBOC or V?
IBOC has the higher forward dividend yield at 2.17%, versus 0.67% for V.
Is IBOC or V safer?
V has the higher dividend-safety score (93/100 vs 90/100), reflecting stronger payout coverage and dividend-growth history.
Is IBOC or V better value right now?
As of Oct 18, 2026, IBOC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.