IBOC vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, IBOC and MA are closely matched. IBOC offers the higher yield at 2.17%, IBOC has the higher dividend-safety score, and IBOC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: IBOC vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, International Bancshares Corporation (IBOC) has the higher forward dividend yield at 2.17%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades IBOC's dividend safety A (90/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, IBOC has raised its dividend for 16 consecutive years and MA for 14.
- As of Oct 18, 2026, IBOC pays out 22% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, IBOC's fair-value estimate is 25% above its share price and MA's fair-value estimate is 23% below its share price, so IBOC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "IBOC vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/iboc-vs-ma
| Metric | IBOC | MA |
|---|---|---|
| Forward yield | 2.17% | 0.56% |
| Annual dividend | $1.46 | $3.48 |
| Payout ratio | 22% | 18% |
| Years of growth | 16 yr | 14 yr |
| 5-yr dividend growth | 4.9% | 13.7% |
| 5-yr total return | 60% | 96% |
| Dividend safety score | 90 (A) | 89 (A) |
| Fair value estimate | $84.12 | $474.95 |
| Upside to fair value | +25% | -23% |
| Frequency | semiannual | quarterly |
| Market cap | $4.2B | $540.9B |
| P/E ratio | 10.2 | 34.0 |
Higher yield
IBOC
2.17%
Safer dividend
IBOC
Grade A
Faster growth
MA
13.7%
Better value
IBOC
+25% upside
IBOC vs MA — FAQ
Is IBOC or MA a better dividend stock?
IBOC and MA are closely matched. IBOC has the higher yield; IBOC scores better on safety.
Which has a higher dividend yield, IBOC or MA?
IBOC has the higher forward dividend yield at 2.17%, versus 0.56% for MA.
Is IBOC or MA safer?
IBOC has the higher dividend-safety score (90/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is IBOC or MA better value right now?
As of Oct 18, 2026, IBOC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.