HSBC vs IBOC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and IBOC are closely matched. HSBC offers the higher yield at 3.97%, IBOC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs IBOC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 2.17% for International Bancshares Corporation (IBOC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and IBOC's A (90/100).
- By SmarterDividends' count as of Oct 18, 2026, HSBC has raised its dividend for 0 consecutive years and IBOC for 16.
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and IBOC pays out 22%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and IBOC's fair-value estimate is 25% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs IBOC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-iboc
| Metric | HSBC | IBOC |
|---|---|---|
| Forward yield | 3.97% | 2.17% |
| Annual dividend | $3.75 | $1.46 |
| Payout ratio | 54% | 22% |
| Years of growth | 0 yr | 16 yr |
| 5-yr dividend growth | -13.8% | 4.9% |
| 5-yr total return | 242% | 60% |
| Dividend safety score | 72 (B) | 90 (A) |
| Fair value estimate | $135.99 | $84.12 |
| Upside to fair value | +44% | +25% |
| Frequency | quarterly | semiannual |
| Market cap | $323.4B | $4.2B |
| P/E ratio | 13.5 | 10.2 |
Higher yield
HSBC
3.97%
Safer dividend
IBOC
Grade A
Faster growth
IBOC
4.9%
Better value
HSBC
+44% upside
HSBC vs IBOC — FAQ
Is HSBC or IBOC a better dividend stock?
HSBC and IBOC are closely matched. HSBC has the higher yield; IBOC scores better on safety.
Which has a higher dividend yield, HSBC or IBOC?
HSBC has the higher forward dividend yield at 3.97%, versus 2.17% for IBOC.
Is HSBC or IBOC safer?
IBOC has the higher dividend-safety score (90/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or IBOC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For IBOC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.