BAC vs MTG: Which Is the Better Dividend Stock?
As of August 2026, BAC and MTG are closely matched. MTG offers the higher yield at 2.20%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).
| Metric | BAC | MTG |
|---|---|---|
| Forward yield | 2.07% | 2.20% |
| Annual dividend | $1.28 | $0.68 |
| Payout ratio | 26% | 19% |
| Years of growth | 12 yr | 5 yr |
| 5-yr dividend growth | 8.4% | 18.5% |
| 5-yr total return | 45% | 107% |
| Dividend safety score | 83 (A) | 81 (A) |
| Fair value estimate | $77.08 | $24.06 |
| Upside to fair value | +25% | -22% |
| Frequency | quarterly | quarterly |
| Market cap | $435.9B | $6.4B |
| P/E ratio | 14.2 | 9.7 |
Higher yield
MTG
2.20%
Safer dividend
BAC
Grade A
Faster growth
MTG
18.5%
Better value
BAC
+25% upside
BAC vs MTG — FAQ
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