BAC vs SIGI: Which Is the Better Dividend Stock?
As of Oct 18, 2026, SIGI (Selective Insurance Group, Inc.) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. BAC offers the higher yield at 2.50%, SIGI has the higher dividend-safety score, and SIGI looks like the better value (its fair-value estimate is 38% above its share price).
Key facts: BAC vs SIGI
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.93% for Selective Insurance Group, Inc. (SIGI).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and SIGI's A (96/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and SIGI for 12.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and SIGI pays out 21%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and SIGI's fair-value estimate is 38% above its share price, so SIGI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs SIGI: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-sigi
| Metric | BAC | SIGI |
|---|---|---|
| Forward yield | 2.50% | 1.93% |
| Annual dividend | $1.28 | $1.72 |
| Payout ratio | 26% | 21% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 10.8% |
| 5-yr total return | 15% | 18% |
| Dividend safety score | 87 (A) | 96 (A) |
| Fair value estimate | $63.43 | $122.63 |
| Upside to fair value | +24% | +38% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $5.3B |
| P/E ratio | 12.2 | 11.1 |
Higher yield
BAC
2.50%
Safer dividend
SIGI
Grade A
Faster growth
SIGI
10.8%
Better value
SIGI
+38% upside
BAC vs SIGI — FAQ
Is BAC or SIGI a better dividend stock?
On the data, SIGI wins more head-to-head categories (6 vs 1). BAC offers the higher yield (2.50%), while SIGI has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or SIGI?
BAC has the higher forward dividend yield at 2.50%, versus 1.93% for SIGI.
Is BAC or SIGI safer?
SIGI has the higher dividend-safety score (96/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or SIGI better value right now?
As of Oct 18, 2026, SIGI looks like the better value: its fair-value estimate is 38% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.