SmarterDividends

BAC vs VRTS: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. VRTS offers the higher yield at 7.97%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: BAC vs VRTS

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Virtus Investment Partners, Inc. (VRTS) has the higher forward dividend yield at 7.97%, versus 2.50% for Bank of America Corporation (BAC).
  • As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and VRTS's B (74/100).
  • By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and VRTS for 8.
  • As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and VRTS pays out 54%.
  • As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and VRTS's fair-value estimate is 5% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs VRTS: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-vrts

MetricBACVRTS
Forward yield2.50%7.97%
Annual dividend$1.28$9.80
Payout ratio26%54%
Years of growth12 yr8 yr
5-yr dividend growth8.4%26.5%
5-yr total return15%-59%
Dividend safety score87 (A)74 (B)
Fair value estimate$63.43$116.77
Upside to fair value+24%-5%
Frequencyquarterlyquarterly
Market cap$358.2B$814.1M
P/E ratio12.27.0

Higher yield

VRTS

7.97%

Safer dividend

BAC

Grade A

Faster growth

VRTS

26.5%

Better value

BAC

+24% upside

BAC vs VRTS — FAQ

Is BAC or VRTS a better dividend stock?

On the data, BAC wins more head-to-head categories (5 vs 3). VRTS offers the higher yield (7.97%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BAC or VRTS?

VRTS has the higher forward dividend yield at 7.97%, versus 2.50% for BAC.

Is BAC or VRTS safer?

BAC has the higher dividend-safety score (87/100 vs 74/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or VRTS better value right now?

As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For VRTS, its fair-value estimate is 5% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.