BHFAL vs MSFT: Which Is the Better Dividend Stock?
As of Oct 30, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BHFAL offers the higher yield at 10.22%, MSFT has the higher dividend-safety score, and BHFAL looks like the better value (its fair-value estimate is 91% above its share price).
Key facts: BHFAL vs MSFT
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Brighthouse Financial, Inc. (BHFAL) has the higher forward dividend yield at 10.22%, versus 0.74% for Microsoft Corporation (MSFT).
- As of Oct 30, 2026, SmarterDividends grades BHFAL's dividend safety B (76/100) and MSFT's A (97/100).
- By SmarterDividends' count as of Oct 30, 2026, BHFAL has raised its dividend for 0 consecutive years and MSFT for 20.
- As of Oct 30, 2026, BHFAL's fair-value estimate is 91% above its share price and MSFT's fair-value estimate is 42% below its share price, so BHFAL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BHFAL vs MSFT: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bhfal-vs-msft
| Metric | BHFAL | MSFT |
|---|---|---|
| Forward yield | 10.22% | 0.74% |
| Annual dividend | $1.56 | $3.92 |
| Payout ratio | — | 20% |
| Years of growth | 0 yr | 20 yr |
| 5-yr dividend growth | 0.0% | 10.2% |
| 5-yr total return | -42% | 58% |
| Dividend safety score | 76 (B) | 97 (A) |
| Fair value estimate | $29.25 | $308.36 |
| Upside to fair value | +91% | -42% |
| Frequency | quarterly | quarterly |
| Market cap | — | $3.9T |
| P/E ratio | — | 29.5 |
Higher yield
BHFAL
10.22%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
BHFAL
+91% upside
BHFAL vs MSFT — FAQ
Is BHFAL or MSFT a better dividend stock?
On the data, MSFT wins more head-to-head categories (5 vs 2). BHFAL offers the higher yield (10.22%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BHFAL or MSFT?
BHFAL has the higher forward dividend yield at 10.22%, versus 0.74% for MSFT.
Is BHFAL or MSFT safer?
MSFT has the higher dividend-safety score (97/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.
Is BHFAL or MSFT better value right now?
As of Oct 30, 2026, BHFAL looks like the better value: its fair-value estimate is 91% above its share price (undervalued). For MSFT, its fair-value estimate is 42% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.