CGDV vs SCHD: Yield, Cost and Returns Compared
As of Nov 5, 2026, SCHD yields more: 2.94% (dividend yield) against 1.25% for CGDV. SCHD is cheaper to own at 0.06% a year vs 0.33%. Over the same 4 years (Feb 2022 to Oct 2026), CGDV returned 17.0% a year with distributions reinvested, and SCHD 11.3%.
SCHDSchwab U.S. Dividend Equity ETF2.94%dividend yield| Compared | CGDV | SCHD |
|---|---|---|
| YieldDividend yield | 1.25% | 2.94% |
| Expense ratio | 0.33% | 0.06% |
| Total return, 1 yr | +15.9% | +38.5% |
| Total return, 3 yr (a year) | +25.2% | +20.7% |
| Total return, 5 yr (a year) | — | +10.6% |
| Total return, 10 yr (a year) | — | +13.7% |
| Worst drop since Feb 2022 | -20.5% | -14.2% |
| Share price since Feb 2022 | +94% | +39% |
| Pays | Quarterly | Quarterly |
| Issuer | Capital Group | Schwab |
| Assets | $39.6B | $121.1B |
| Started | 2022 | 2011 |
| Type | Large Value | Large Value |
Higher yield
SCHD
2.94%
Lower cost
SCHD
0.06%
Better total return
CGDV
17.0%/yr
Smaller worst drop
SCHD
-14.2%
Key facts: CGDV vs SCHD
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, CGDV yields 1.25% (dividend yield) and SCHD yields 2.94% (dividend yield).
- CGDV's expense ratio is 0.33% and SCHD's is 0.06%: $33 vs $6 a year on $10,000.
- From Feb 2022 to Oct 2026, $10,000 in CGDV grew to $20,841 (17.0% a year) and $10,000 in SCHD to $16,511 (11.3% a year), distributions reinvested.
- Their worst month-end drops over that time: -20.5% for CGDV and -14.2% for SCHD.
- 0 of CGDV's top ten holdings are also in SCHD's top ten.
Cite this page
SmarterDividends, "CGDV vs SCHD: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/cgdv-vs-schd
$10,000 in each, Feb 2022 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
CGDV became
$20,841
17.0% a year
SCHD became
$16,511
11.3% a year
Year by year
| Year | CGDV | SCHD |
|---|---|---|
| 2025 | +25.5% | +4.3% |
| 2024 | +20.1% | +11.7% |
| 2023 | +28.8% | +4.5% |
Total return each calendar year, distributions reinvested.
Top holdings
No overlap in the top ten.
CGDV
- MSFT Microsoft Corp8.0%
- NVDA NVIDIA Corp6.3%
- AVGO Broadcom Inc4.4%
- META Meta Platforms Inc Class A3.7%
- RTX RTX Corp3.3%
- GOOGL Alphabet Inc Class A3.2%
- ORCL Oracle Corp3.0%
- GE GE Aerospace2.9%
- CMCSA Comcast Corp Class A2.9%
- BATS.L British American Tobacco PLC2.6%
SCHD
- TXN Texas Instruments Inc4.6%
- COP ConocoPhillips4.3%
- CVX Chevron Corp4.3%
- PG Procter & Gamble Co4.2%
- KO Coca-Cola Co4.1%
- AMGN Amgen Inc4.1%
- HD The Home Depot Inc4.0%
- UNH UnitedHealth Group Inc3.9%
- MRK Merck & Co Inc3.8%
- PEP PepsiCo Inc3.8%
CGDV vs SCHD: questions
Is CGDV or SCHD better?
It depends on the job. SCHD pays more today (2.94% vs 1.25%), SCHD costs less, and CGDV has the better total return over Feb 2022 to Oct 2026, with SCHD holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, CGDV or SCHD?
SCHD, at 2.94% against 1.25% for CGDV as of Nov 5, 2026. On $10,000 that's about $294 vs $125 a year at today's rates.
Which has the better total return?
CGDV. From Feb 2022 to Oct 2026, it returned 17.0% a year with distributions reinvested, against 11.3% for SCHD. $10,000 became $20,841 vs $16,511.
Which is cheaper, CGDV or SCHD?
SCHD, with a 0.06% expense ratio against 0.33%.
Do CGDV and SCHD hold the same things?
Not at the top: none of their top ten holdings match.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SCHD leads on 4 of 6 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.