DIVB vs SCHD: Yield, Cost and Returns Compared
As of Nov 5, 2026, SCHD yields more: 2.94% (dividend yield) against 2.06% for DIVB. DIVB is cheaper to own at 0.05% a year vs 0.06%. Over the same 8 years (Nov 2017 to Oct 2026), DIVB returned 14.8% a year with distributions reinvested, and SCHD 12.6%.
SCHDSchwab U.S. Dividend Equity ETF2.94%dividend yield| Compared | DIVB | SCHD |
|---|---|---|
| YieldDividend yield | 2.06% | 2.94% |
| Expense ratio | 0.05% | 0.06% |
| Total return, 1 yr | +40.6% | +38.5% |
| Total return, 3 yr (a year) | +28.8% | +20.7% |
| Total return, 5 yr (a year) | +14.5% | +10.6% |
| Total return, 10 yr (a year) | — | +13.7% |
| Worst drop since Nov 2017 | -24.5% | -21.6% |
| Share price since Nov 2017 | +176% | +112% |
| Pays | Quarterly | Quarterly |
| Issuer | iShares | Schwab |
| Assets | $2.3B | $121.1B |
| Started | 2017 | 2011 |
| Type | Large Value | Large Value |
Higher yield
SCHD
2.94%
Lower cost
DIVB
0.05%
Better total return
DIVB
14.8%/yr
Smaller worst drop
SCHD
-21.6%
Key facts: DIVB vs SCHD
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, DIVB yields 2.06% (dividend yield) and SCHD yields 2.94% (dividend yield).
- DIVB's expense ratio is 0.05% and SCHD's is 0.06%: $5 vs $6 a year on $10,000.
- From Nov 2017 to Oct 2026, $10,000 in DIVB grew to $34,338 (14.8% a year) and $10,000 in SCHD to $28,785 (12.6% a year), distributions reinvested.
- Their worst month-end drops over that time: -24.5% for DIVB and -21.6% for SCHD.
- 1 of DIVB's top ten holdings are also in SCHD's top ten, an overlap of at least 2% of the fund.
Cite this page
SmarterDividends, "DIVB vs SCHD: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/divb-vs-schd
$10,000 in each, Nov 2017 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
DIVB became
$34,338
14.8% a year
SCHD became
$28,785
12.6% a year
Year by year
| Year | DIVB | SCHD |
|---|---|---|
| 2025 | +15.1% | +4.3% |
| 2024 | +18.6% | +11.7% |
| 2023 | +13.3% | +4.5% |
| 2022 | −10.5% | −3.3% |
| 2021 | +31.3% | +29.8% |
| 2020 | +10.8% | +15.0% |
| 2019 | +32.7% | +27.3% |
| 2018 | −8.2% | −5.6% |
Total return each calendar year, distributions reinvested.
Top holdings
1 of the top ten overlap, at least 2% of each fund.
DIVB
- ACN Accenture PLC Class A6.5%
- IBM International Business Machines Corp5.2%
- ADP Automatic Data Processing Inc5.0%
- CTSH Cognizant Technology Solutions Corp Class A3.0%
- XOM ExxonMobil Holdings Corp2.7%
- JPM JPMorgan Chase & Co2.4%
- PAYX Paychex Inc2.1%
- JNJ Johnson & Johnson2.0%
- ABBV AbbVie Inc1.9%
- CVX Chevron Corp1.9%
SCHD
- TXN Texas Instruments Inc4.6%
- COP ConocoPhillips4.3%
- CVX Chevron Corp4.3%
- PG Procter & Gamble Co4.2%
- KO Coca-Cola Co4.1%
- AMGN Amgen Inc4.1%
- HD The Home Depot Inc4.0%
- UNH UnitedHealth Group Inc3.9%
- MRK Merck & Co Inc3.8%
- PEP PepsiCo Inc3.8%
DIVB vs SCHD: questions
Is DIVB or SCHD better?
It depends on the job. SCHD pays more today (2.94% vs 2.06%), DIVB costs less, and DIVB has the better total return over Nov 2017 to Oct 2026, with SCHD holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, DIVB or SCHD?
SCHD, at 2.94% against 2.06% for DIVB as of Nov 5, 2026. On $10,000 that's about $294 vs $206 a year at today's rates.
Which has the better total return?
DIVB. From Nov 2017 to Oct 2026, it returned 14.8% a year with distributions reinvested, against 12.6% for SCHD. $10,000 became $34,338 vs $28,785.
Which is cheaper, DIVB or SCHD?
DIVB, with a 0.05% expense ratio against 0.06%.
Do DIVB and SCHD hold the same things?
Partly. 1 of their top ten holdings match (CVX), at least 2% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. DIVB leads on 5 of 7 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.