FDBC vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FDBC offers the higher yield at 2.97%, FDBC has the higher dividend-safety score, and FDBC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: FDBC vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Fidelity D & D Bancorp, Inc. (FDBC) has the higher forward dividend yield at 2.97%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades FDBC's dividend safety A (97/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, FDBC has raised its dividend for 11 consecutive years and MA for 14.
- As of Oct 18, 2026, FDBC pays out 32% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, FDBC's fair-value estimate is 25% above its share price and MA's fair-value estimate is 23% below its share price, so FDBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FDBC vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/fdbc-vs-ma
| Metric | FDBC | MA |
|---|---|---|
| Forward yield | 2.97% | 0.56% |
| Annual dividend | $1.72 | $3.48 |
| Payout ratio | 32% | 18% |
| Years of growth | 11 yr | 14 yr |
| 5-yr dividend growth | 7.4% | 13.7% |
| 5-yr total return | 14% | 96% |
| Dividend safety score | 97 (A) | 89 (A) |
| Fair value estimate | $72.88 | $474.95 |
| Upside to fair value | +25% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $337.8M | $540.9B |
| P/E ratio | 11.1 | 34.0 |
Higher yield
FDBC
2.97%
Safer dividend
FDBC
Grade A
Faster growth
MA
13.7%
Better value
FDBC
+25% upside
FDBC vs MA — FAQ
Is FDBC or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). FDBC offers the higher yield (2.97%), while FDBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FDBC or MA?
FDBC has the higher forward dividend yield at 2.97%, versus 0.56% for MA.
Is FDBC or MA safer?
FDBC has the higher dividend-safety score (97/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is FDBC or MA better value right now?
As of Oct 18, 2026, FDBC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


