BAC vs FDBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and FDBC are closely matched. FDBC offers the higher yield at 2.97%, FDBC has the higher dividend-safety score, and FDBC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: BAC vs FDBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Fidelity D & D Bancorp, Inc. (FDBC) has the higher forward dividend yield at 2.97%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and FDBC's A (97/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and FDBC for 11.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and FDBC pays out 32%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and FDBC's fair-value estimate is 25% above its share price, so FDBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs FDBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-fdbc
| Metric | BAC | FDBC |
|---|---|---|
| Forward yield | 2.50% | 2.97% |
| Annual dividend | $1.28 | $1.72 |
| Payout ratio | 26% | 32% |
| Years of growth | 12 yr | 11 yr |
| 5-yr dividend growth | 8.4% | 7.4% |
| 5-yr total return | 15% | 14% |
| Dividend safety score | 87 (A) | 97 (A) |
| Fair value estimate | $63.43 | $72.88 |
| Upside to fair value | +24% | +25% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $337.8M |
| P/E ratio | 12.2 | 11.1 |
Higher yield
FDBC
2.97%
Safer dividend
FDBC
Grade A
Faster growth
BAC
8.4%
Better value
FDBC
+25% upside
BAC vs FDBC — FAQ
Is BAC or FDBC a better dividend stock?
BAC and FDBC are closely matched. FDBC has the higher yield; FDBC scores better on safety.
Which has a higher dividend yield, BAC or FDBC?
FDBC has the higher forward dividend yield at 2.97%, versus 2.50% for BAC.
Is BAC or FDBC safer?
FDBC has the higher dividend-safety score (97/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or FDBC better value right now?
As of Oct 18, 2026, FDBC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.