FXAIX vs OEF: Yield, Cost and Returns Compared
As of Nov 5, 2026, FXAIX yields more: 1.05% (dividend yield) against 0.89% for OEF. FXAIX is cheaper to own at 0.01% a year vs 0.20%. Over the same 15 years (May 2011 to Oct 2026), OEF returned 14.5% a year with distributions reinvested, and FXAIX 13.9%.
| Compared | FXAIX | OEF |
|---|---|---|
| YieldDividend yield | 1.05% | 0.89% |
| Expense ratio | 0.01% | 0.20% |
| Total return, 1 yr | +12.1% | +9.1% |
| Total return, 3 yr (a year) | +23.4% | +24.9% |
| Total return, 5 yr (a year) | +12.0% | +13.3% |
| Total return, 10 yr (a year) | +15.4% | +16.4% |
| Worst drop since May 2011 | -23.9% | -25.1% |
| Share price since May 2011 | +452% | +522% |
| Pays | Quarterly | Quarterly |
| Issuer | Fidelity | iShares |
| Assets | $850.8B | $20.0B |
| Started | 2011 | 2000 |
| Type | Large Blend | Large Blend |
Higher yield
FXAIX
1.05%
Lower cost
FXAIX
0.01%
Better total return
OEF
14.5%/yr
Smaller worst drop
FXAIX
-23.9%
Key facts: FXAIX vs OEF
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, FXAIX yields 1.05% (dividend yield) and OEF yields 0.89% (dividend yield).
- FXAIX's expense ratio is 0.01% and OEF's is 0.20%: $1 vs $20 a year on $10,000.
- From May 2011 to Oct 2026, $10,000 in FXAIX grew to $74,128 (13.9% a year) and $10,000 in OEF to $81,077 (14.5% a year), distributions reinvested.
- Their worst month-end drops over that time: -23.9% for FXAIX and -25.1% for OEF.
- 9 of FXAIX's top ten holdings are also in OEF's top ten, an overlap of at least 37% of the fund.
Cite this page
SmarterDividends, "FXAIX vs OEF: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/fxaix-vs-oef
$10,000 in each, May 2011 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
FXAIX became
$74,128
13.9% a year
OEF became
$81,077
14.5% a year
Year by year
| Year | FXAIX | OEF |
|---|---|---|
| 2025 | +17.8% | +19.8% |
| 2024 | +25.0% | +30.7% |
| 2023 | +26.3% | +32.7% |
| 2022 | −18.1% | −21.0% |
| 2021 | +28.7% | +29.2% |
| 2020 | +18.4% | +21.2% |
| 2019 | +31.5% | +31.9% |
| 2018 | −4.4% | −4.2% |
| 2017 | +21.8% | +21.8% |
| 2016 | +12.0% | +11.3% |
| 2015 | +1.4% | +2.4% |
| 2014 | +13.7% | +12.6% |
| 2013 | +32.4% | +30.1% |
| 2012 | +16.0% | +16.0% |
Total return each calendar year, distributions reinvested.
Top holdings
9 of the top ten overlap, at least 37% of each fund.
FXAIX
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
OEF
- AAPL Apple Inc10.5%
- NVDA NVIDIA Corp10.3%
- MSFT Microsoft Corp8.1%
- AMZN Amazon.com Inc4.9%
- GOOGL Alphabet Inc Class A3.4%
- AVGO Broadcom Inc3.2%
- META Meta Platforms Inc Class A2.8%
- GOOG Alphabet Inc Class C2.8%
- LLY Eli Lilly and Co2.4%
- TSLA Tesla Inc2.4%
FXAIX vs OEF: questions
Is FXAIX or OEF better?
It depends on the job. FXAIX pays more today (1.05% vs 0.89%), FXAIX costs less, and OEF has the better total return over May 2011 to Oct 2026, with FXAIX holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, FXAIX or OEF?
FXAIX, at 1.05% against 0.89% for OEF as of Nov 5, 2026. On $10,000 that's about $105 vs $89 a year at today's rates.
Which has the better total return?
OEF. From May 2011 to Oct 2026, it returned 14.5% a year with distributions reinvested, against 13.9% for FXAIX. $10,000 became $81,077 vs $74,128.
Which is cheaper, FXAIX or OEF?
FXAIX, with a 0.01% expense ratio against 0.20%.
Do FXAIX and OEF hold the same things?
Partly. 9 of their top ten holdings match (NVDA, AAPL, MSFT, AMZN), at least 37% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. For information only, not investment advice. Last fund data: Nov 5, 2026.