FXAIX vs SPMO: Yield, Cost and Returns Compared
As of Nov 5, 2026, FXAIX yields more: 1.05% (dividend yield) against 0.87% for SPMO. FXAIX is cheaper to own at 0.01% a year vs 0.13%. Over the same 11 years (Oct 2015 to Oct 2026), SPMO returned 17.6% a year with distributions reinvested, and FXAIX 14.4%.
| Compared | FXAIX | SPMO |
|---|---|---|
| YieldDividend yield | 1.05% | 0.87% |
| Expense ratio | 0.01% | 0.13% |
| Total return, 1 yr | +12.1% | +12.9% |
| Total return, 3 yr (a year) | +23.4% | +35.4% |
| Total return, 5 yr (a year) | +12.0% | +17.4% |
| Total return, 10 yr (a year) | +15.4% | +19.1% |
| Worst drop since Oct 2015 | -23.9% | -21.3% |
| Share price since Oct 2015 | +259% | +421% |
| Pays | Quarterly | Quarterly |
| Issuer | Fidelity | Invesco |
| Assets | $850.8B | $21.4B |
| Started | 2011 | 2015 |
| Type | Large Blend | Large Blend |
Higher yield
FXAIX
1.05%
Lower cost
FXAIX
0.01%
Better total return
SPMO
17.6%/yr
Smaller worst drop
SPMO
-21.3%
Key facts: FXAIX vs SPMO
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, FXAIX yields 1.05% (dividend yield) and SPMO yields 0.87% (dividend yield).
- FXAIX's expense ratio is 0.01% and SPMO's is 0.13%: $1 vs $13 a year on $10,000.
- From Oct 2015 to Oct 2026, $10,000 in FXAIX grew to $43,881 (14.4% a year) and $10,000 in SPMO to $59,481 (17.6% a year), distributions reinvested.
- Their worst month-end drops over that time: -23.9% for FXAIX and -21.3% for SPMO.
- 4 of FXAIX's top ten holdings are also in SPMO's top ten, an overlap of at least 15% of the fund.
Cite this page
SmarterDividends, "FXAIX vs SPMO: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/fxaix-vs-spmo
$10,000 in each, Oct 2015 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
FXAIX became
$43,881
14.4% a year
SPMO became
$59,481
17.6% a year
Year by year
| Year | FXAIX | SPMO |
|---|---|---|
| 2025 | +17.8% | +26.6% |
| 2024 | +25.0% | +45.8% |
| 2023 | +26.3% | +17.6% |
| 2022 | −18.1% | −10.4% |
| 2021 | +28.7% | +22.6% |
| 2020 | +18.4% | +28.2% |
| 2019 | +31.5% | +25.9% |
| 2018 | −4.4% | −0.9% |
| 2017 | +21.8% | +27.8% |
| 2016 | +12.0% | +7.4% |
Total return each calendar year, distributions reinvested.
Top holdings
4 of the top ten overlap, at least 15% of each fund.
FXAIX
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
SPMO
- AAPL Apple Inc10.3%
- MU Micron Technology Inc8.8%
- JNJ Johnson & Johnson5.2%
- AMD Advanced Micro Devices Inc5.2%
- GOOGL Alphabet Inc Class A4.4%
- XOM ExxonMobil Holdings Corp3.9%
- GOOG Alphabet Inc Class C3.5%
- INTC Intel Corp3.4%
- CSCO Cisco Systems Inc2.5%
- MRK Merck & Co Inc2.5%
FXAIX vs SPMO: questions
Is FXAIX or SPMO better?
It depends on the job. FXAIX pays more today (1.05% vs 0.87%), FXAIX costs less, and SPMO has the better total return over Oct 2015 to Oct 2026, with SPMO holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, FXAIX or SPMO?
FXAIX, at 1.05% against 0.87% for SPMO as of Nov 5, 2026. On $10,000 that's about $105 vs $87 a year at today's rates.
Which has the better total return?
SPMO. From Oct 2015 to Oct 2026, it returned 17.6% a year with distributions reinvested, against 14.4% for FXAIX. $10,000 became $59,481 vs $43,881.
Which is cheaper, FXAIX or SPMO?
FXAIX, with a 0.01% expense ratio against 0.13%.
Do FXAIX and SPMO hold the same things?
Partly. 4 of their top ten holdings match (AAPL, GOOGL, GOOG, MU), at least 15% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SPMO leads on 6 of 8 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.