FXAIX vs SPYT: Yield, Cost and Returns Compared
As of Nov 6, 2026, SPYT yields more: 18.49% (dividend yield) against 1.10% for FXAIX. FXAIX is cheaper to own at 0.01% a year vs 0.92%. Over the same 2 years (Mar 2024 to Oct 2026), FXAIX returned 16.7% a year with distributions reinvested, and SPYT 13.4%.
| Compared | FXAIX | SPYT |
|---|---|---|
| YieldDividend yield | 1.10% | 18.49% |
| Expense ratio | 0.01% | 0.92% |
| Total return, 1 yr | +12.1% | +10.5% |
| Total return, 3 yr (a year) | +23.4% | — |
| Total return, 5 yr (a year) | +12.0% | — |
| Total return, 10 yr (a year) | +15.4% | — |
| Worst drop since Mar 2024 | -7.5% | -7.9% |
| Share price since Mar 2024 | +44% | −18% |
| Pays | Quarterly | Monthly |
| Issuer | Fidelity | Defiance ETFs LLC |
| Assets | $850.8B | $168.7M |
| Started | 2011 | 2024 |
| Type | Large Blend | Large Blend |
Higher yield
SPYT
18.49%
Lower cost
FXAIX
0.01%
Better total return
FXAIX
16.7%/yr
Smaller worst drop
FXAIX
-7.5%
Key facts: FXAIX vs SPYT
Data as of · Source: SmarterDividends data
- As of Nov 6, 2026, FXAIX yields 1.10% (dividend yield) and SPYT yields 18.49% (dividend yield).
- FXAIX's expense ratio is 0.01% and SPYT's is 0.92%: $1 vs $92 a year on $10,000.
- From Mar 2024 to Oct 2026, $10,000 in FXAIX grew to $14,892 (16.7% a year) and $10,000 in SPYT to $13,848 (13.4% a year), distributions reinvested.
- Their worst month-end drops over that time: -7.5% for FXAIX and -7.9% for SPYT.
- 0 of FXAIX's top ten holdings are also in SPYT's top ten.
Cite this page
SmarterDividends, "FXAIX vs SPYT: Yield, Cost and Returns Compared," updated Nov 6, 2026, https://smarterdividends.com/compare/fxaix-vs-spyt
$10,000 in each, Mar 2024 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
FXAIX became
$14,892
16.7% a year
SPYT became
$13,848
13.4% a year
Top holdings
No overlap in the top ten.
FXAIX
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
SPYT
- IVV iShares Core S&P 500 ETF99.7%
- FGXXX First American Government Obligs X0.3%
FXAIX vs SPYT: questions
Is FXAIX or SPYT better?
It depends on the job. SPYT pays more today (18.49% vs 1.10%), FXAIX costs less, and FXAIX has the better total return over Mar 2024 to Oct 2026, with FXAIX holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, FXAIX or SPYT?
SPYT, at 18.49% against 1.10% for FXAIX as of Nov 6, 2026. On $10,000 that's about $1,849 vs $110 a year at today's rates.
Which has the better total return?
FXAIX. From Mar 2024 to Oct 2026, it returned 16.7% a year with distributions reinvested, against 13.4% for SPYT. $10,000 became $14,892 vs $13,848.
Which is cheaper, FXAIX or SPYT?
FXAIX, with a 0.01% expense ratio against 0.92%.
Do FXAIX and SPYT hold the same things?
Not at the top: none of their top ten holdings match.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. FXAIX leads on 4 of 5 measures above. For information only, not investment advice. Last fund data: Nov 6, 2026.