FXAIX vs VFIAX: Yield, Cost and Returns Compared
As of Nov 5, 2026, FXAIX yields more: 1.05% (dividend yield) against 0.79% for VFIAX. FXAIX is cheaper to own at 0.01% a year vs 0.04%. Over the same 15 years (May 2011 to Oct 2026), FXAIX returned 13.9% a year with distributions reinvested, and VFIAX 13.9%.
| Compared | FXAIX | VFIAX |
|---|---|---|
| YieldDividend yield | 1.05% | 0.79% |
| Expense ratio | 0.01% | 0.04% |
| Total return, 1 yr | +12.1% | +11.8% |
| Total return, 3 yr (a year) | +23.4% | +23.2% |
| Total return, 5 yr (a year) | +12.0% | +12.0% |
| Total return, 10 yr (a year) | +15.4% | +15.4% |
| Worst drop since May 2011 | -23.9% | -23.9% |
| Share price since May 2011 | +452% | +463% |
| Pays | Quarterly | Quarterly |
| Issuer | Fidelity | Vanguard |
| Assets | $850.8B | $1.7T |
| Started | 2011 | 2010 |
| Type | Large Blend | Large Blend |
Higher yield
FXAIX
1.05%
Lower cost
FXAIX
0.01%
Better total return
FXAIX
13.9%/yr
Smaller worst drop
FXAIX
-23.9%
Key facts: FXAIX vs VFIAX
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, FXAIX yields 1.05% (dividend yield) and VFIAX yields 0.79% (dividend yield).
- FXAIX's expense ratio is 0.01% and VFIAX's is 0.04%: $1 vs $4 a year on $10,000.
- From May 2011 to Oct 2026, $10,000 in FXAIX grew to $74,128 (13.9% a year) and $10,000 in VFIAX to $73,946 (13.9% a year), distributions reinvested.
- Their worst month-end drops over that time: -23.9% for FXAIX and -23.9% for VFIAX.
- 10 of FXAIX's top ten holdings are also in VFIAX's top ten, an overlap of at least 39% of the fund.
Cite this page
SmarterDividends, "FXAIX vs VFIAX: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/fxaix-vs-vfiax
$10,000 in each, May 2011 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
FXAIX became
$74,128
13.9% a year
VFIAX became
$73,946
13.9% a year
Year by year
| Year | FXAIX | VFIAX |
|---|---|---|
| 2025 | +17.8% | +17.8% |
| 2024 | +25.0% | +25.0% |
| 2023 | +26.3% | +26.2% |
| 2022 | −18.1% | −18.2% |
| 2021 | +28.7% | +28.7% |
| 2020 | +18.4% | +18.3% |
| 2019 | +31.5% | +31.5% |
| 2018 | −4.4% | −4.5% |
| 2017 | +21.8% | +21.8% |
| 2016 | +12.0% | +11.9% |
| 2015 | +1.4% | +1.3% |
| 2014 | +13.7% | +13.7% |
| 2013 | +32.4% | +32.3% |
| 2012 | +16.0% | +16.0% |
Total return each calendar year, distributions reinvested.
Top holdings
10 of the top ten overlap, at least 39% of each fund.
FXAIX
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
VFIAX
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
FXAIX vs VFIAX: questions
Is FXAIX or VFIAX better?
It depends on the job. FXAIX pays more today (1.05% vs 0.79%), FXAIX costs less, and FXAIX has the better total return over May 2011 to Oct 2026, with FXAIX holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, FXAIX or VFIAX?
FXAIX, at 1.05% against 0.79% for VFIAX as of Nov 5, 2026. On $10,000 that's about $105 vs $79 a year at today's rates.
Which has the better total return?
FXAIX. From May 2011 to Oct 2026, it returned 13.9% a year with distributions reinvested, against 13.9% for VFIAX. $10,000 became $74,128 vs $73,946.
Which is cheaper, FXAIX or VFIAX?
FXAIX, with a 0.01% expense ratio against 0.04%.
Do FXAIX and VFIAX hold the same things?
Partly. 10 of their top ten holdings match (NVDA, AAPL, MSFT, AMZN), at least 39% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. FXAIX leads on 7 of 8 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.