SmarterDividends

GRMN vs MSFT: Which Is the Better Dividend Stock?

As of Oct 24, 2026, GRMN and MSFT are closely matched. GRMN offers the higher yield at 1.43%, MSFT has the higher dividend-safety score, and GRMN looks like the better value (its fair-value estimate is 36% below its share price).

Key facts: GRMN vs MSFT

Data as of · Source: SmarterDividends data

  • As of Oct 24, 2026, Garmin Ltd. (GRMN) has the higher forward dividend yield at 1.43%, versus 0.75% for Microsoft Corporation (MSFT).
  • As of Oct 24, 2026, SmarterDividends grades GRMN's dividend safety A (84/100) and MSFT's A (97/100).
  • By SmarterDividends' count as of Oct 24, 2026, GRMN has raised its dividend for 8 consecutive years and MSFT for 20.
  • As of Oct 24, 2026, GRMN pays out 39% of its earnings as dividends and MSFT pays out 20%.
  • As of Oct 24, 2026, GRMN's fair-value estimate is 36% below its share price and MSFT's fair-value estimate is 41% below its share price, so GRMN looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "GRMN vs MSFT: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/grmn-vs-msft

MetricGRMNMSFT
Forward yield1.43%0.75%
Annual dividend$4.20$3.92
Payout ratio39%20%
Years of growth8 yr20 yr
5-yr dividend growth7.5%10.2%
5-yr total return120%59%
Dividend safety score84 (A)97 (A)
Fair value estimate$189.12$308.36
Upside to fair value-36%-41%
Frequencyquarterlyquarterly
Market cap$56.6B$3.9T
P/E ratio30.329.2

Higher yield

GRMN

1.43%

Safer dividend

MSFT

Grade A

Faster growth

MSFT

10.2%

Better value

GRMN

-36% upside

GRMN vs MSFT — FAQ

Is GRMN or MSFT a better dividend stock?

GRMN and MSFT are closely matched. GRMN has the higher yield; MSFT scores better on safety.

Which has a higher dividend yield, GRMN or MSFT?

GRMN has the higher forward dividend yield at 1.43%, versus 0.75% for MSFT.

Is GRMN or MSFT safer?

MSFT has the higher dividend-safety score (97/100 vs 84/100), reflecting stronger payout coverage and dividend-growth history.

Is GRMN or MSFT better value right now?

As of Oct 24, 2026, GRMN looks like the better value: its fair-value estimate is 36% below its share price (overvalued). For MSFT, its fair-value estimate is 41% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.