HD vs PHM: Which Is the Better Dividend Stock?
As of September 2026, HD and PHM are closely matched. HD offers the higher yield at 3.11%, PHM has the higher dividend-safety score, and HD trades at the larger discount to fair value (-16%).
| Metric | HD | PHM |
|---|---|---|
| Forward yield | 3.11% | 0.89% |
| Annual dividend | $9.32 | $1.04 |
| Payout ratio | 65% | 10% |
| Years of growth | 16 yr | 8 yr |
| 5-yr dividend growth | 8.9% | 13.0% |
| 5-yr total return | -19% | 144% |
| Dividend safety score | 85 (A) | 98 (A) |
| Fair value estimate | $252.65 | $81.19 |
| Upside to fair value | -16% | -31% |
| Frequency | quarterly | quarterly |
| Market cap | $299.3B | $22.3B |
| P/E ratio | 21.0 | 12.0 |
Higher yield
HD
3.11%
Safer dividend
PHM
Grade A
Faster growth
PHM
13.0%
Better value
HD
-16% upside
HD vs PHM — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.