SmarterDividends

PHM vs TOYOF: Which Is the Better Dividend Stock?

As of September 2026, PHM (PulteGroup, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. TOYOF offers the higher yield at 3.34%, PHM has the higher dividend-safety score, and TOYOF trades at the larger discount to fair value (+93%).

MetricPHMTOYOF
Forward yield0.89%3.34%
Annual dividend$1.04$0.64
Payout ratio10%27%
Years of growth8 yr3 yr
5-yr dividend growth13.0%8.4%
5-yr total return144%7%
Dividend safety score98 (A)54 (C)
Fair value estimate$81.19$36.88
Upside to fair value-31%+93%
Frequencyquarterlysemiannual
Market cap$22.3B$226.2B
P/E ratio12.08.5

Higher yield

TOYOF

3.34%

Safer dividend

PHM

Grade A

Faster growth

PHM

13.0%

Better value

TOYOF

+93% upside

PHM vs TOYOF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.