SmarterDividends

HSBC vs JUVF: Which Is the Better Dividend Stock?

As of Oct 18, 2026, JUVF (Juniata Valley Financial Corp.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. JUVF offers the higher yield at 5.64%, JUVF has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).

Key facts: HSBC vs JUVF

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Juniata Valley Financial Corp. (JUVF) has the higher forward dividend yield at 5.64%, versus 3.97% for HSBC Holdings plc (HSBC).
  • As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and JUVF's A (89/100).
  • As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and JUVF pays out 47%.
  • As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and JUVF's fair-value estimate is 8% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "HSBC vs JUVF: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-juvf

MetricHSBCJUVF
Forward yield3.97%5.64%
Annual dividend$3.75$0.88
Payout ratio54%47%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%0.0%
5-yr total return242%-5%
Dividend safety score72 (B)89 (A)
Fair value estimate$135.99$14.31
Upside to fair value+44%-8%
Frequencyquarterlyquarterly
Market cap$323.4B$78.5M
P/E ratio13.58.4

Higher yield

JUVF

5.64%

Safer dividend

JUVF

Grade A

Faster growth

JUVF

0.0%

Better value

HSBC

+44% upside

HSBC vs JUVF — FAQ

Is HSBC or JUVF a better dividend stock?

On the data, JUVF wins more head-to-head categories (4 vs 3). JUVF offers the higher yield (5.64%), while JUVF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, HSBC or JUVF?

JUVF has the higher forward dividend yield at 5.64%, versus 3.97% for HSBC.

Is HSBC or JUVF safer?

JUVF has the higher dividend-safety score (89/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.

Is HSBC or JUVF better value right now?

As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For JUVF, its fair-value estimate is 8% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.