HSBC vs MBINN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and MBINN are closely matched. MBINN offers the higher yield at 7.94%, HSBC has the higher dividend-safety score, and MBINN looks like the better value (its fair-value estimate is 56% above its share price).
Key facts: HSBC vs MBINN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Merchants Bancorp (MBINN) has the higher forward dividend yield at 7.94%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and MBINN's B (72/100).
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and MBINN's fair-value estimate is 56% above its share price, so MBINN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs MBINN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-mbinn
| Metric | HSBC | MBINN |
|---|---|---|
| Forward yield | 3.97% | 7.94% |
| Annual dividend | $3.75 | $1.50 |
| Payout ratio | 54% | — |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 242% | -29% |
| Dividend safety score | 72 (B) | 72 (B) |
| Fair value estimate | $135.99 | $29.42 |
| Upside to fair value | +44% | +56% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | — |
| P/E ratio | 13.5 | 4.3 |
Higher yield
MBINN
7.94%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
MBINN
+56% upside
HSBC vs MBINN — FAQ
Is HSBC or MBINN a better dividend stock?
HSBC and MBINN are closely matched. MBINN has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HSBC or MBINN?
MBINN has the higher forward dividend yield at 7.94%, versus 3.97% for HSBC.
Is HSBC or MBINN safer?
HSBC has the higher dividend-safety score (72/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or MBINN better value right now?
As of Oct 18, 2026, MBINN looks like the better value: its fair-value estimate is 56% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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