HSBC vs PROV: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HSBC offers the higher yield at 3.97%, PROV has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs PROV
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 3.09% for Provident Financial Holdings, Inc. (PROV).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and PROV's A (84/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and PROV pays out 54%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and PROV's fair-value estimate is 53% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs PROV: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-prov
| Metric | HSBC | PROV |
|---|---|---|
| Forward yield | 3.97% | 3.09% |
| Annual dividend | $3.75 | $0.56 |
| Payout ratio | 54% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 0.0% |
| 5-yr total return | 242% | 9% |
| Dividend safety score | 72 (B) | 84 (A) |
| Fair value estimate | $135.99 | $8.57 |
| Upside to fair value | +44% | -53% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $112.5M |
| P/E ratio | 13.5 | 17.6 |
Higher yield
HSBC
3.97%
Safer dividend
PROV
Grade A
Faster growth
PROV
0.0%
Better value
HSBC
+44% upside
HSBC vs PROV — FAQ
Is HSBC or PROV a better dividend stock?
On the data, HSBC wins more head-to-head categories (5 vs 2). HSBC offers the higher yield (3.97%), while PROV has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or PROV?
HSBC has the higher forward dividend yield at 3.97%, versus 3.09% for PROV.
Is HSBC or PROV safer?
PROV has the higher dividend-safety score (84/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or PROV better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For PROV, its fair-value estimate is 53% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.