HSBC vs SLM: Which Is the Better Dividend Stock?
As of July 2026, HSBC and SLM are closely matched. HSBC offers the higher yield at 3.63%, HSBC has the higher dividend-safety score, and SLM trades at the larger discount to fair value (+69%).
| Metric | HSBC | SLM |
|---|---|---|
| Forward yield | 3.63% | 2.14% |
| Annual dividend | $3.75 | $0.52 |
| Payout ratio | 62% | 14% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | -13.8% | 34.1% |
| 5-yr total return | 291% | 30% |
| Dividend safety score | 70 (B) | 68 (B) |
| Fair value estimate | $126.29 | $41.00 |
| Upside to fair value | +22% | +69% |
| Frequency | quarterly | quarterly |
| Market cap | $354.6B | $4.6B |
| P/E ratio | 17.1 | 6.8 |
Higher yield
HSBC
3.63%
Safer dividend
HSBC
Grade B
Faster growth
SLM
34.1%
Better value
SLM
+69% upside
HSBC vs SLM — FAQ
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