SmarterDividends

MA vs SLM: Which Is the Better Dividend Stock?

As of July 2026, MA and SLM are closely matched. SLM offers the higher yield at 2.14%, MA has the higher dividend-safety score, and SLM trades at the larger discount to fair value (+69%).

MetricMASLM
Forward yield0.66%2.14%
Annual dividend$3.48$0.52
Payout ratio18%14%
Years of growth14 yr2 yr
5-yr dividend growth13.7%34.1%
5-yr total return56%30%
Dividend safety score89 (A)68 (B)
Fair value estimate$558.11$41.00
Upside to fair value+3%+69%
Frequencyquarterlyquarterly
Market cap$476.8B$4.6B
P/E ratio31.26.8

Higher yield

SLM

2.14%

Safer dividend

MA

Grade A

Faster growth

SLM

34.1%

Better value

SLM

+69% upside

MA vs SLM — FAQ

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