HSBC vs UNB: Which Is the Better Dividend Stock?
As of July 2026, UNB (Union Bankshares, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. UNB offers the higher yield at 5.65%, UNB has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).
| Metric | HSBC | UNB |
|---|---|---|
| Forward yield | 3.79% | 5.65% |
| Annual dividend | $3.75 | $1.44 |
| Payout ratio | 62% | 55% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 2.4% |
| 5-yr total return | 281% | -23% |
| Dividend safety score | 70 (B) | 84 (A) |
| Fair value estimate | $127.75 | $25.18 |
| Upside to fair value | +27% | -1% |
| Frequency | quarterly | quarterly |
| Market cap | $346.8B | $115.9M |
| P/E ratio | 16.4 | 9.8 |
Higher yield
UNB
5.65%
Safer dividend
UNB
Grade A
Faster growth
UNB
2.4%
Better value
HSBC
+27% upside
HSBC vs UNB — FAQ
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